📢 If you’re a NSFW content creator or consumer living in the US, please consider signing this petition. Restrictions from payment processors like Stripe and PayPal have been damaging for many creators on Gumroad. Please help if you can!
https://action.aclu.org/petition/mastercard-sex-work-work-end-your-unjust-policy
https://action.aclu.org/petition/mastercard-sex-work-work-end-your-unjust-policy
Comments
There is nothing in the Stripe/PayPal terms that prohibit art. Only sex work.
By all means, petition the payment processors over sex work, but Gumroad, Patreon, etc.. are misusing those rules as an excuse to ban permitted NSFW.
Stripe
"Pornography and other mature audience content (including literature, imagery and other media) depicting nudity or explicit sexual acts"
https://stripe.com/legal/restricted-businesses#prohibited-businesses
Paypal
"certain sexually oriented materials or services"
https://www.paypal.com/us/legalhub/acceptableuse-full
PayPal prohibiting “certain” adult/sexual material is far too vague. It seems they want to reserve the right to prohibit some NSFW without making clear rules.
And for PayPal, that vagueness is exactly the problem: if the way they enforce their rules means that NSFW art gets your account shut down, then functionally it means that they prohibit NSFW art.
But it didn’t, because whenever you have a currency not subject to any regulation, criminals will move in hard and fast.
Won’t even get into how proof of work coins like BTC and ETH were ripe for it from the start.