That may be what you want it to be about but your replies and own words show an entirely different story champ 👍
And insults are given when appropriate, especially dealing with entitled dumbasses who just wanna hear yourself talk
Stunningly ignorant. Look at prices for a home and average wages. It's really not hard to figure out that broad macroeconomic trends has made it far more difficult to purchase a home for first time buyers than ever before. And here you are blaming FUCKING avocado toast as every other asshole does.
3. Spend less than you make. Save/invest the leftover.
4. Don't waste your money on an expensive degree that won't pay for itself. State schools are just fine.
5. Stop using credit cards.
6. Get a better or second job if you must.
I wasn't born rich. These are all things I have done to buy my house
Its so nice of you to assume ppl aren't already doing all those things and still coming up short. Face it, the cost of living has outpaced wages for the last 10 years. Ffs it costs 4 digits to rent a FUCKING studio in the shit part of town with regular bedbug outbreaks
No doubt. Things are harder now for sure, but people do things to make it even harder for themselves.
Wages have stagnated. Here's an example from my own life. In college, I worked sorting packages for UPS making $20/hour. That job today pays $21/hour. That's wrong.
I've worked a 50-60+ hour a week full-time job plus had a side business on the weekends at a flea market. I didn't need someone to cook for me then. I needed to make money to buy my house which I did. All the crying in the world won't change facts; only actions do.
Most people who work 60 hours a week cannot even afford a down payment on a house anymore. Not to mention I’m assuming you got your job with eye contact and a firm handshake rather than fighting your way through college and collecting tens of thousands of dollars in debt.
Research has shown using cards or your phone to pay leads to more impulse buying and over spending. Use cash and you won't even notice the difference in your life until the end of the month when you see how much you've saved.
Yeah they just bought a house and supported a family of 5 with one person earning money at a modest factory job and the other at home cooking and cleaning.
When was that? Because my boomer parents (one of whom worked in a factory) both worked from the time I was a kid. One worked and had, what we call now, a side gig to support their four kids. And they didn't cry about.
Over 25 years during my younger years the price of a house increased almost 1000%. I didn’t buy my first and only residence until I was over 40. Prices fell after that outrageous increase and “recovery” took about 15 years. So… there will be buying opportunities ahead; will people have money?
I’m not saying you shouldn’t spend money on things like that, but in the past they did not exist to spend money on. It seems to me that better transit made an automobile more of a luxury item, where a car seems a necessity now. I do without but it’s more difficult than it used to be.
Honey they existed, they just had different terms like taxi and takeout, the only difference is the labor situation with Lyft and a ghost kitchen is somehow more exploitative for the the worker and more expensive for the consumer.
It's just missing the $1.5~$2.9k rent for your 1 bedroom apartment, the 150$ in the bare minimum in groceries.
The over draft fee because you can't make the money from multiple jobs and gigs you have to work to even make rent.
I own a fuckin company and I feel this cause it's like you own a buisness don't you make enough to just operate that? No because I don't rip off my employees with sub par wages unless they fuck up the flooring install and I have to fix it.
I actually make good money but I keep all the profits rolling in an ally bank at about 4% which I'm using to buy myself a tiny home and build ect I've learned mortgages are a quick way to screw yourself.
It's different when you have 11 employees and them feeding familes and me not really have any responsibility still being a bit of a party animal. So responsibility of not letting them run out of work is why I'm willing to tak lesser because I'm just taking care of me
Can't afford raises at the moment the tariffs have me on high alert and I used to install floors next to these guys for almost a decade now the problem is our uncle got hooked on meth and I was like hold up I can do this if I find the right office space and did and cut down overhead from warehousing
He doesn't deserve help for multiple reasons after what he did to my sister so I stole his employees because they still had families to feed now I just act as the gringo clean up crew when things go astray ( not always there fault sometimes the building has bad foundations )
Your parents didn't use Uber Eats or Lyft when they were 30. They probably only flew very rarely, too. If you only use the bare essentials and nothing more, you can afford other things. But using Uber Eats instead of cooking and Lyft instead of using the bus, you have less money for the house.
people use uber eats and lyft because car payments are almost criminally high and most can not afford it so we have to depend on such systems to get grocers and get to and from work. Ub eats isnt just for quick food its used to get groceries as well.
i lived in cities across the east coast and a fe states in the west...out of the maybe 6 major cities i lived in 2 actualt had any public transit. as many are either shut down(because of uber and lyft) or just horribly maintained
True. Pretty much public order and personal ownership among the lower classes was non existent in the Middle Ages and any sort of legal rights varied drastically
My parents bought their first house when my mother was 18 for practically two chocolate bars and a quarter. My grandparents covered the down payment as a gift. Now a days that gift would be 10x min the cost.
While I am deeply unhappy with the gerontocracy we are forced to live under, old people are not the problem. Rich conservatives are.
That’s why when nursing homes are abusing or killing the people in their care would barely register as a shock, but a certain multi-millionaire CEO gets his due…
In order of operations, capital wealth is a far bigger problem than age. But don't forget that they want us dead young, so they can live forever. Yes that's stupid, but it's literally how they think.
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Also, never paid a penny in credit card interest.
Things aren't easy now, but I see some things making it more difficult and that's not your parents' or the economy's fault.
I think you need to invest in a mirror.
And insults are given when appropriate, especially dealing with entitled dumbasses who just wanna hear yourself talk
Here are some tips:
1. Grocery shop and learn to cook at home.
2. Take public transit if it's available or buy a cheap car and take care of it.
4. Don't waste your money on an expensive degree that won't pay for itself. State schools are just fine.
5. Stop using credit cards.
6. Get a better or second job if you must.
I wasn't born rich. These are all things I have done to buy my house
You can fuck ALL the way off.
I worked from the time I was 15-18 in HS 25+hours per week to afford my freshman year of college.
I then worked 2-3 jobs for a total of nearly 40 hrs/wk to afford the last three years.
And, I didn't mention, I had a partial scholarship for my grades
Get a better sense of yourself. Set a goal. Work toward it.
Don't expect to have the nice things in life (like Uber Eats) until you can afford them.
Wages have stagnated. Here's an example from my own life. In college, I worked sorting packages for UPS making $20/hour. That job today pays $21/hour. That's wrong.
While I agree wages are stagnant causing further issues, frivolous spending like Uber rides and Food delivery is not frugal living.
Cooking at home is a fraction of eating out $.
7. Pay with cash.
Research has shown using cards or your phone to pay leads to more impulse buying and over spending. Use cash and you won't even notice the difference in your life until the end of the month when you see how much you've saved.
The over draft fee because you can't make the money from multiple jobs and gigs you have to work to even make rent.
Flip those pics.
Not sure how though lol.
people use uber eats and lyft because car payments are almost criminally high and most can not afford it so we have to depend on such systems to get grocers and get to and from work. Ub eats isnt just for quick food its used to get groceries as well.
That’s why when nursing homes are abusing or killing the people in their care would barely register as a shock, but a certain multi-millionaire CEO gets his due…