Seems a super insightful and helpful thread, but once again: USA wtaf please don’t do this to people
Reposted from K. Chen
It's open enrollment time so here's a convenient peg to hang a little tutorial about how to choose your health insurance.

Most of the advice you get is bad. Most of your instincts are bad. I however used to work for a health insurance company and I do arithmetic for a living so I can help.

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