michaelryanmoney.bsky.social - Profile | ThreadSky | a Reddit-style client for Bluesky

Overwhelmed by money? Finding the RIGHT financial coach for 2025 is game-changing. I break down coach types + my G.R.E.A.T. vetting framework. No fluff, just real guidance. #FinancialAdvice #MoneyTips #PersonalFinance

submitted 2 days ago • 0 comments

Is your credit utilization silently SABOTAGING your credit score? 🤯 My 2025 guide + FREE calculator & worksheet unmasks this crucial metric. Time to take control! #CreditScore #CreditUtilization #FinancialFreedom #creditutilization

submitted 3 days ago • 0 comments

Got a r% raise but your paycheck barely budged? 😒 You're not alone! Inflation + taxes can make that "boost" vanish. Our FREE Pay Raise Calculator & guide unmask your real 2025 take-home pay. Stop guessing, start planning! 💸 #PayRaise #Salary #FinancialLiteracy #BudgetingTips

submitted 4 days ago • 0 comments

Still GUESSING your annual income? 🤯 That's a budget killer! My new guide & FREE calculator unmask your true 2025 earnings (gross, net, household) so you can plan with power. #AnnualIncomeCalculator #FinancialClarity #MoneyTips2025

submitted 4 days ago • 0 comments

Read Kiyosaki's Rich Dad Poor Dad Ki& wondering what's next? Most similar books lists are fluff. I break down 5 reads that deliver actual financial battle plans Kiyosaki only hinted at. Unique insights + myth-busting inside. #RichDadPoorDad #FinancialLiteracy #BookRecommendations

submitted 5 days ago • 0 comments

Post 1/4: Is your "emergency fund" a ticking time bomb? 💣 Most people make CRITICAL mistakes with their liquid assets, thinking they're safe when they're actually vulnerable. I've seen it cost people dearly. Let's unpack one of the biggest myths... (Michael Ryan here, 25+ yrs in finance) 👇

submitted 8 days ago • 0 comments

Texas Attorneys & Financial Planners: Stepchildren's inheritance rights (or lack thereof) under Texas intestate succession is a frequent source of confusion & conflict for blended families. This provides clarity, which can aid in client discussions about the necessity of tailored wills & trusts.

submitted 9 days ago • 1 comment

Is your budgeting app helping—or nickel-and-diming you? 🚩 After years as a financial planner, I reveal the truth behind Rocket Money’s hype, and which apps are worth your time in 2025. #Budgeting #Fintech @RocketMoneyApp @YNAB

submitted 10 days ago • 1 comment

Think Florida Prepaid is straightforward? The devil's in the details (out-of-state use, refunds, growth trade-offs). My latest piece gives you the unvarnished truth I shared with my clients. Don't get caught out. 🧐 #FLPrepaid #CollegeSavings #MichaelRyanMoney

submitted 16 days ago • 0 comments

Think you know 529 plans? 🧐 Some rules might surprise you (especially around financial aid & penalties!). I'm breaking down common myths & sharing 25+ years of financial planning to help you maximize your college savings. Take the quick navigator in the article to find YOUR answers fast!

submitted 17 days ago • 0 comments

Just set it and forget it?" 🙄 That might be the WORST advice for HNW asset allocation. After decades in the trenches, I can tell you: sophisticated wealth requires sophisticated (but not necessarily complicated!) thinking. Busting HNW investing myths #HNWI #InvestmentStrategy #FinancialPlanning

submitted 17 days ago • 0 comments

📉 Markets are closed today for Good Friday. But behind the calm is chaos. 📉 Tariff tensions are rattling traders. 🧵 Here’s why the past few weeks have been anything but normal... Like, share and follow for more! #investing #tariffs #marketvolatility #MarketUpdate 🧵1/10

submitted 43 days ago • 9 comments

Why is Chase holding YOUR check for 7 days?! 🤷‍♀️ Don't just wait! Understand the rules (Reg CC deep dive!), your rights & how to respond. Read our guide: #ChaseBank #BankingTips #CheckDeposit #FinanceExplained

submitted 51 days ago • 0 comments

Tax deadline looming (April 15)! 🗓️ Thinking retirement savings? A Roth IRA offers TAX-FREE growth. 💪 GOOD NEWS: You might still have time to contribute for 2024! Learn how to start for 2024 OR 2025 in our simple beginner's guide. #RothIRA #TaxDeadline

submitted 51 days ago • 1 comment

Your daily coffee might soon cost as much as a craft beer—tariffs are brewing up unexpected price hikes." Tariffs on imports like coffee can lead to noticeable increases in everyday items, directly affecting consumers' wallets.

submitted 52 days ago • 0 comments

What do you think the impacts will be? #trump #tariffs #tradewar #stockmarket

submitted 52 days ago • 0 comments

Top 10 Countries Affected "Who's Hit Hardest by US Tariffs?" Rank Country Tariff (%) 1 🇨🇳 China 104% 2 🇱🇸 Lesotho 50% 3 🇰🇭 Cambodia 49% 4 🇱🇦 Laos 48% 5 🇲🇬 Madagascar 47% 6 🇻🇳 Vietnam 46% 7 🇲🇲 Myanmar 44% 8 🇱🇰 Sri Lanka 44% 9 🇫🇰 Falkland Is. 41% 10 🇸🇾 Syria 41% #tariffs #china #econsky #tradewar

submitted 52 days ago • 0 comments

The party of 'free market capitalism' just revealed their true colors with these tariffs. Imagine two restaurants on the same street. One serves amazing food at half the price. The other is empty, serving mediocre food at premium prices. True capitalism says: adapt or die.

submitted 60 days ago • 1 comment

Your HSA isn't just for medical bills—it might be the most powerful retirement account you're not using correctly. Discover the "Secret Sauce Strategy" that financial pros don't want you to know about your Health Savings Account #RetirementPlanning #TaxHacks

submitted 61 days ago • 1 comment

This video on tariffs has been circulating widely this week. The issue of protecting domestic winners is a perennial one. However, kudos to the team from the CEA or NEC who contributed to the speech. #EconSky #FinSky #AcademiaSky youtu.be/5t5QK03KXPc?...

submitted 77 days ago • 2 comments

MUST WATCH: youtu.be/rAb_p5DCC3E?... #Inequality #Economics #Econsky #Poverty

submitted 76 days ago • 0 comments

Two paragraphs (impressively) sum it up. Gift: www.nytimes.com/2025/03/12/o... #EconSky

submitted 80 days ago • 2 comments

Simple chart explains a lot more than a thousand words could. What does it tell you about our stock market and Trump?

submitted 81 days ago • 1 comment

I wish I knew who created this So I could credit them. But If a picture is normally worth a thousand words, Then this one wins a Pulitzer, a Grammy, and an Oscar…

submitted 84 days ago • 0 comments

Trump Slump His "signature" move #Econsky #MarketCrash

submitted 88 days ago • 0 comments

I’m fairly confident. If you put me in charge and said “Michael. Bull in a China shop. The more you destroy our economy, them you win” I’d come in a distant second place. No way I could do this if I tried my hardest…

submitted 89 days ago • 0 comments

📊 DAILY MARKET PULSE Thursday, February 27, 2025 🔍 AT A GLANCE S&P 500: 📉 5,861.57 (-1.59%) Dow Jones: 📉 43,239.50 (-193.62 points) Nasdaq: 📉 Down 0.7% Bitcoin: 📈 $86,500 (+3%) WTI Crude: 📈 $70.35 (+1.1%) Gold: 📉 $2,883 (-$47)

submitted 93 days ago • 5 comments