It has been a long time since I've done free to play but I think all that stuff is still able to be bought in the gtn. They haven't really relaxed that much from what I can tell but SWTOR forums might have more info.
It's one of the few MMOs that I enjoy and even though it does have a subscription level, it never felt egregious with its monetisation because almost everything can be earned even with free-to-play. There's never been mtx skins or pay-to-win stuff, really.
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