Twenty some ago I went to work one morning and left work in an ambulance. My leg had been crushed and I was unable to walk for nearly two years. I had been living on my own, earning a wage, being an adult. I was 20 years old and incapacity benefits helped my keep a roof over my head. Shameful.
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(BlueSky definitely needs an edit function 🙈)
Especially when there are many better alternatives.
https://www.taxingwealth.uk.