There is no proper financial education in UK schools, and the ICAEW is still sitting on the money to fund it https://www.taxresearch.org.uk/Blog/2025/01/07/there-is-no-proper-financial-education-in-uk-schools-and-the-icaew-is-still-sitting-on-the-money-to-fund-it/
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We always try to overburden students with all the "necessary knowledge". But nothing they can teach at school is "proper" anything.
Stronger institutions and trust in expertise seem a better solution.