Kristi Noem said that she has plans to 'eliminate FEMA' during a televised Cabinet meeting on Monday.

My flood insurance is from National Flood Insurance Program (NFIP) which is managed by FEMA. If your flood insurance is as well, you might wanna read the below.

https://www.fema.gov/press-release/20250115/fema-announces-2025-traditional-reinsurance-placement-manage-future-flood