SL is a mess to learn. Right clicking is going to be your best friend. Take it slow tho. Top bar got a lot going on too but from there. You can adjust your settings, edit your profile, hide folks from your pov at that current sim to reduce lag & many other things
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Also type βdollarbieβ in the online marketplace .
https://fabfree.wordpress.com/ that catalogues freebies in SL, as well as the ability to narrow your searches down to $0-1L on the SecondLife marketplace!
https://marketplace.secondlife.com