Without looking at the history, I would imagine that public insurance was needed to attract people to the teaching profession. Relegating it to private sector will have the opposite effect.

https://www.wvnews.com/business/west-virginia-republicans-introduce-bill-to-abolish-peia-democrats-call-move-a-threat-to-public/article_598f1c34-ef9f-11ef-a857-8b24b1ddc831.html?fbclid=IwY2xjawIkeKlleHRuA2FlbQIxMQABHXxMxhWS-TYvpqBT0UTx7jE2zIW5mi_g7dXHAzEC0OjL2hE66CJut8euVQ_aem_kJ0ScnCBXDgSpWEZg4iSAw

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