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gtbtr.bsky.social
•
83 days ago
Already stopped paying my credit card bills in protest. ✊
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fahim-ahmed.bsky.social
•
83 days ago
Don't you get fined for that?
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gtbtr.bsky.social
•
83 days ago
They will tac on late fees and penalty interest but what does it matter if I'm not going to pay any of it? 🤷♂️
If you don't have any assets, the only real harm is the damage to your credit score.
Widespread participation would force a revision of lending criteria because banks need to issue loans.
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fahim-ahmed.bsky.social
•
83 days ago
If everyone did it, it would have no power; however, most of the time, not everyone participates, and the few who do are harshly punished to set an example. The system is designed so that people think twice before opposing it.
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jeffagreen.bsky.social
•
83 days ago
I would join you if I had any debt.
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If you don't have any assets, the only real harm is the damage to your credit score.
Widespread participation would force a revision of lending criteria because banks need to issue loans.