I've left a very substantial life insurance plan to an ex that broke my heart. The only reason is that I hope it causes a massive argument with their spouse and they don't believe they've not seen me in over 30 years.
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Ex: Oh my god, it's a cheque for £300k
Ex's husband: In your ex's name?
Ex: Yeah he must have forgotten to take me off the policy, the stupid cunt.
Ex's husband: Amazing, what a fucking idiot! Cash it in, we can finally get that extension done!
Unless you've left updated instructions making it clear what you want, the trustees of your policy will just go "silly bugger, he clearly forgot" and pay it to your heirs instead
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Just send the money now and a note saying "Thank you for a wonderful time"
😂😂😂
Ex's husband: In your ex's name?
Ex: Yeah he must have forgotten to take me off the policy, the stupid cunt.
Ex's husband: Amazing, what a fucking idiot! Cash it in, we can finally get that extension done!
It won't though. They'll just enjoy the windfall.