When I first met "Solaris hacker dino" I did not envision him evolving into "financial security dino" but pokemon is a weird weird game.
Reposted from Dino A. Dai Zovi
The placement of liability for fraudulent credit card charges onto the issuer incentivized the shift to EMV, so we now have smartcards in our wallets and secure elements on our smartphones.

Contrast this to the security of authn to way more critical things than buying a coffee.

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