Your comfort zone is COSTING you. That extra $5 coffee? The subscription you don’t use? The impulse buys? 🚨 They add up—and they’re stealing your future. #econsky #FinSky - ThreadSky

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yourfintechinsider.bsky.social • 23 days ago

Your comfort zone is COSTING you.

That extra $5 coffee? The subscription you don’t use? The impulse buys?

🚨 They add up—and they’re stealing your future.
#econsky #FinSky

Comments

wise-fly.bsky.social•23 days ago

No they don’t, at least not meaningfully. Only way to make an impact is to earn more. A 5-10k gained by switching jobs will make a much bigger impact. Drink the coffee and update your resume.

yourfintechinsider.bsky.social•23 days ago

But you made another great point. If you have the time and energy to pick up a hobby or part-time job right now. DO IT.

But spending wisely starts daily or even weekly.

yourfintechinsider.bsky.social•23 days ago

Yes and no. No, because skipping that fourth coffee and funneling that cash into a Roth IRA with a 7% annual return over 5 years will set you up for serious long-term gains. Compound interest is your secret weapon.

But yes, you *can* choose to stay cozy now—only to face financial regret later.

wise-fly.bsky.social•23 days ago

Through the magic of compound interest in 22.5 years of never drinking coffee you will save 100k. Which might be enough to buy a Toyota Corolla in 2047. Never a truly life changing amount.

grandmaestert.bsky.social•23 days ago

I’ll fight you on the $5 coffee 🙃 but you right about the subscriptions 🤣

yourfintechinsider.bsky.social•23 days ago

It's the extra $5 dollar one we don't need. Trust me, I'm yelling at myself in my head, too 😩😭

grandmaestert.bsky.social•23 days ago

I jest. I’ve been making coffee at home for almost 2 years now. When you have a toddler, every dollar helps.

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