We have pre-existing condition as a reason for denying healthcare insurance in Switzerland too, but indeed not for the basic mandatory healthcare coverage. Basic coverage can not be denied. For optional insurance like teeth yes.
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but there are other ways to deny what we need even in basic coverage. They have a list of what they pay. And many things that are needed or would be more efficient, even more cost effective, they deny. And it is all too expensive because providers and pharma abuse the system.
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