Talking about climate change is a cop out to avoid talking about California’s dysfunctional insurance market & poor landscape management practices. Climate change could be solved tomorrow & it wouldn’t change those things. https://www.latimes.com/business/story/2025-01-18/california-fair-plan-the-home-insurer-of-last-resort-may-need-bailout-after-fire-losses
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As a long time Californian, we’ve never had large wildfires in January. That’s climate change.
Even without the issues you call out, those fires wouldn’t be happening.
Funding will be found.