carlovalledfa.bsky.social - Profile | ThreadSky | a Reddit-style client for Bluesky

Get to know your debt options! These are some popular secured and unsecured choices for Canadians. Debt can be a powerful tool and it can hurt you as well. Keeping you on the good side of debt is my job by making sure you're debt ratios and your debt obligations are manageable.

submitted 13 hours ago • 0 comments

Have a mental health condition? Need income protection? I can help 🙋🏽‍♂️ 👉🏽 www.carlovalle.ca

submitted 1 day ago • 0 comments

This is the story of HENRY. Okay, Sarah, but she’s considered a High Earner, Not Rich Yet — HENRY. Her story is one reason why I offer a fee-for-service platform. EVERYONE needs financial advice. Want to take the first step? Take our free financial checkup! It takes 2 MINUTES! zurl.co/R5SuU 📄

submitted 1 day ago • 0 comments

Individual Pension Plans (IPPs) have become an attractive strategy for those looking to enhance their retirement savings while managing their tax obligations. Check out this short video on how an IPP can benefit your long-term financial goals. zurl.co/F9e10

submitted 3 days ago • 0 comments

Financial advisors provide a range of compensation structures, and understanding how they differ is important.

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Understanding capital gains is essential for smart investing.

submitted 7 days ago • 0 comments

Once you max-out your RRSP, TFSAs and RESPs, your next step is a non-registered account. Investment income becomes taxable—knowing how taxes work can make it a powerful tool for retirement. zurl.co/5S6wc

submitted 8 days ago • 0 comments

It's TAX TIME! It's also time YOU learn the difference between doing your taxes and tax planning. zurl.co/sQK1k

submitted 8 days ago • 0 comments

Can you see what's wrong with this (fake) ad? In social media there is no shortage MISLEADING ads touting a fund's performance. They often choose a period of time that will catch your attention. Whatever the period of time, it is probably be MEANINGLESS.

submitted 10 days ago • 0 comments

Pretty sad considering Americans can't read.

submitted 12 days ago • 0 comments

Everyday countless Canadians are BAMBOOZLED by fund companies into investing money into actively managed funds that charge a high fee. Fund companies say you 'pay for performance.' But you're really just paying for their luxury cars. Credit to @Byte_Sized_Blog for the meme.

submitted 13 days ago • 0 comments

When investing, it is critical to understand the relationship between risk and return for different investments. This infographic highlights the different types of investments and the relationship between risk and return. zurl.co/6AMSd #investing101

submitted 14 days ago • 0 comments

👪 Baby on the way? Don't forget these must-do financial steps to prep for parenthood! Here's a quick video of what to expect when expecting. 👉🏽 zurl.co/wxrTz

submitted 15 days ago • 0 comments

Not all [tax] heroes wear capes. Mohamed shares his perspective on PROACTIVE TAX PLANNING and how his firm is committed to helping clients minimize their tax liabilities through thoughtful strategies. To fully grasp these invaluable insights and more: zurl.co/OuiWu

submitted 16 days ago • 0 comments

I'm an American in Canada. NOT the 51st state. Long before I made the move the Great North (and to La Belle Province) I thought we had a special relationship: Friends. Neighbors. Allies. What Trump is doing is UNACCEPTABLE! And I support Canada and Québec 100%.

submitted 20 days ago • 1 comment

Have you ever wondered how you would protect your income if you could no longer perform your specific job duties due to a disability? You might need an add-on to your Disability Insurance policy called, "Own Occupation." Here's how it works... zurl.co/YvgeN

submitted 21 days ago • 0 comments

If you’re planning for retirement, you might be tempted by income funds promising high monthly payouts. Many DIY investors swear by them. I dug in deep to learn if income funds are the right tool for retirement planning. zurl.co/ag8Ak

submitted 22 days ago • 0 comments

Are you self-employed? Here is some info you should be aware of when it comes to taxes. Check out the link in the comment below 👇🏽

submitted 23 days ago • 1 comment

submitted 28 days ago • 0 comments

This IS NOT some kind of secret, but most Canadians are not aware of the Spousal Loan tax-saving strategy. It's very simple.

submitted 28 days ago • 0 comments

Newcomers to Canada Canada’s income tax system is progressive.—WHAT DOES THAT EVEN MEAN? 🤔 🚰 Imagine pouring water into a bucket. As the water overflows, it cascades into another bucket. With each bucket, you're only taxed on the amount of water in each bucket!

submitted 29 days ago • 0 comments

I had a young client last week tell me about his experience leaving his old-school advisor who had him in balanced segregated funds. When he left, his advisor said he never wants to do business with people from his ethnicity. 🤦🏽‍♂️ OMG.

submitted 30 days ago • 0 comments

@inthesedeserts.bsky.social I am offended by your horrible French in the early LLBD episode. 😉

submitted 35 days ago • 0 comments

PSA: 👇🏽

submitted 57 days ago • 1 comment

Gotta love the symbolism. #Nicaragua #Sandino

submitted 64 days ago • 0 comments

So much doom and gloom these days (and rightfully so). However, I'm still optimistic about the future. My little girl was approached by a teenager and he offered to teach her to skateboard. I see young people today as showing greater levels of care than mine. I think we'll be alright.

submitted 65 days ago • 0 comments

When you spend considerable time in LatAm...

submitted 66 days ago • 0 comments

Granada, Nicaragua is a stunning colonial city surrounded by beautiful scenery and culture. Volcanoes, lagoons, artistry, and revolution.

submitted 81 days ago • 1 comment

@melissastlouis.bsky.social bienvenue au BlueSky!

submitted 84 days ago • 1 comment

On vacation in Nicaragua! First stop: Leon! "Capital of the Revolution" Next stop: Granada.

submitted 84 days ago • 1 comment