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Author: 8 national Bestsellers Host: @Ramseyshows & @EntreLeadership Podcast follow my team: @RachelCruze @KenColeman @JohnDelony @GeorgeKamel @JadeWarshaw
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Thank you Kellywardonline.com continue the good work! We look forward to a greater future and more opportunities! Happy new year!

Generational wealth starts when you decide to break generational debt. Generational wealth isn’t about materialism or piling up money so your kids can sit around and do nothing. It’s about managing wealth for God’s glory and setting up the next generation to be wise stewards.

Let’s try a little strategery. t.me/DaveRamseyTG

Sounds like me 😂 #SpotifyWrapped

Most millionaires don’t drive fancy cars—and that might surprise you. The truth is, most millionaires live simple, disciplined lives. They don’t waste money on luxury cars or big mansions. Instead, they follow a proven plan, avoid debt, and let their wealth grow over time.

What you actually DO with the money you make matters more than the amount of money you make. There are plenty of people who make a LOT of money but still live paycheck to paycheck.

Jeremy has almost $300,000 in student loans, and he’s wondering if he should buy rental properties as an investment. He called in to The Ramsey Show for advice.

Ever feel like your conversations with your partner have been reduced to, “What’s for dinner?” or “How was your day?” Deep connection starts with just one question, and Questions for Humans: Couples Edition from Dr. John Delony makes it easy (and fun!) to get talking again.

Bella the Beast on our 3 mile goose patrol. This the day that the Lord has made. I will rejoice and be glad in it. Happy Thanksgiving

This couple is nearly a million dollars in debt. youtube.com/@theramseysh...

For a lot of families,forgetting to turn off the lights is already a hot topic of conversation. But there’s good reason: Keeping the lights on when they’re not in use is a real drain on your electricity and your money.For every 40-watt light bulb that runs for an hour,0.04 kWh of energy is used up.

Arianna’s husband is spending over $1,000 a month on iPhone games, and she called in to the Ramsey Show for advice. #bluesky #money #trust

For a lot of families, forgetting to turn off the light is already a hot topic of conversation. But there’s good reason Keeping the lights on when they’re not in use is a real drain on your electricity and your money. For every 40-watt light bulb that runs for an hour,0.04 kWh of energy is used up.

Feeling stuck in a cycle of living paycheck to paycheck? You’re not alone—and the truth is, most people don’t have a plan for their money. That’s the problem. It’s time to break the cycle.

I do not have an income. My wife and I have an income. It’s as much hers as it is mine—spiritually, morally, and legally. It’s not MINE, it’s OURS. When you change your language like that, it forces you to set goals together instead of having independent goals.

If you’re married and keep separate finances, you’re not a team— you’re just roommates with wedding rings. I do not have an income. My wife and I have an income. It’s as much hers as it is mine—spiritually, morally, and legally. It’s not MINE, it’s OURS.

Compound interest can either be your greatest ally or your worst enemy. Here’s why it’s the key to building wealth—or staying broke. 🧵

But when you invest, compound interest works for you. A $500 monthly investment earning 10% grows to over $1 million in 30 years. That’s the power of your money making more money for you.

The earlier you start, the bigger the impact. Someone who invests $100/month from age 20–30 and then stops ends up with more at age 60 than someone who starts at 30 and invests $100/month until age 60.

Your kids don’t need an allowance. They need to learn to work. Let me be clear: I’m not saying your 7-year-old should be flipping burgers or punching a time clock. But I am saying they they need to learn that money comes from work—not just from existing.