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maxworthtips.bsky.social
📈 Personal finance enthusiast sharing the journey 💭 Making & learning from money mistakes 🏠 Midwest | Writing about real money experiences 💡 No guru stuff, just honest money talk "Learning about money shouldn't be overwhelming"
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Your huge tax refund isn't a win, it's a financial L You: "Free money!" 🎉 Reality: You loaned government YOUR money at 0% interest all year Smart money moves different. Adjust that W-4 👀 and reduce your taxable income via legal methods #PersonalFinance #Taxes

submitted 6 hours ago • 0 comments

Living with your partner is the best savings scheme ever!!!!

submitted 6 hours ago • 0 comments

Car buying hack 🚗 The 20/40/10 rule nobody told me about: - 20% down payment - 4 year max loan - 10% of income on payments If you can't hit all 3, the car's too expensive 🎯

submitted 13 hours ago • 1 comment

Your savings account is robbing you 🚨 $10k in Chase savings (0.01%): $1 yearly interest $10k in HYSA (4.3%): $430 yearly interest You're choosing to give up $429 by being lazy with your money

submitted 3 days ago • 1 comment

Confession: I browse the slickdeals appfar more than I would like to admit #slickdeals

submitted 3 days ago • 0 comments

This is solid advice for those who are looking to rebuild their credit score or in general looking to improve their score!!!!

submitted 3 days ago • 0 comments

Hot take: Being "too busy to cook" is the most expensive excuse #MoneyTips #CookingHacks

submitted 4 days ago • 0 comments

Put $5k in 401k, instantly get: $2.5k free match(50% match) + $1.2k tax savings = $3.7k Name another investment with 74% guaranteed return 🤯 #WealthBuilding

submitted 4 days ago • 0 comments

Boring index funds >>>>>>> Emotional Trading #investing

submitted 4 days ago • 0 comments

These Tariffs should scare every middle class American as they makes things more expensive. Most gurus arguing on this topic are too rich to be affected by them anyway #trump #tariffs #america

submitted 5 days ago • 0 comments

Pro tip: Aldi for basics (40% cheaper than Walmart), Walmart for selection. I just saved $70 this month doing this split. Stop overpaying for simple items 🛒

submitted 5 days ago • 1 comment

A different perspective on money $100,000 from 2021 is now worth only $82,478 in 2025 due to actual inflation rates: 2021: 7.0% 2022: 6.5% 2023: 3.4% 2024: 2.9% 2025: 3.0%135 That's $17,522 lost by doing nothing! Inflation is killing your wealth!!! #investing #inflation

submitted 6 days ago • 0 comments

It’s too expensive for young people.

submitted 8 days ago • 44 comments

Phone bill hack that saved me $720/year: $85 → $25/month on T-Mobile Secret: Found 10 friends/family members to split the family plan Same premium features, way less money 📱 Real savings don't always mean real sacrifice. What's your monthly phone bill? #Savings #T-Mobile #Personalfinance

submitted 7 days ago • 0 comments

Hey Bluesky! I'm Max 👋 I'm here because I got tired of financial advice that felt disconnected from reality—you know, the "just skip your daily coffee" type of stuff I want to share my journey of learning about money - mistakes, wins, and everything in between #personalfinance #moneytalk #bluesky

submitted 8 days ago • 0 comments

Hey Bluesky! I'm Max 👋 I'm here because I got tired of financial advice that felt disconnected from reality—you know, the "just skip your daily coffee" type of stuff I want to share my journey of learning about money - mistakes, wins, and everything in between #personalfinance #moneytalk #bluesky

submitted 8 days ago • 0 comments