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maxworthtips.bsky.social
📈 Personal finance enthusiast sharing the journey 💭 Making & learning from money mistakes 🏠 Midwest | Writing about real money experiences 💡 No guru stuff, just honest money talks
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Hey guys if you had sometime today, this video is a must watch. youtu.be/w3nwdRIXGjc?...

How the S&P 500 circuit breakers work. Might be a good reference for tomorrow.

59% of Americans can’t cover a $1,000 emergency—down from 44% last year. Most turn to credit cards or loans, a risky move in today’s high-rate economy. Inflation’s bite is real. Build that emergency fund before life hits. #EmergencySavings #Finsky #personalfinance

The day we start seeing money as not a tool to buy a lot of stuff (basics excluded) but a way t be truly free and independent (take a leave for a month, vacation for a week anywhere in the world). We will automatically make better financial decisions

Market swings got you dizzy? Remember, panic selling locks in losses. Stick to your long-term plan and keep investing in diversified, low-cost index funds. Patience pays! #InvestingWisely #StayTheCourse​

Trade war headlines = 🔥 But you don’t need to play the chaos. Play the macro trend: 📈 Rising inflation 📉 Slower growth 🛡️ Safer sectors, smarter moves Tariffs are the storm. You’re the umbrella ☂️

Every time tariffs spike, a portfolio cries. But not yours— Because you: ✅ Rebalanced for inflation ✅ Cut risky overexposure ✅ Held through the noise Investing is 80% mindset, 20% moves. 🧘‍♂️📊

When tariffs go up, markets get jumpy. But instead of panic-selling, zoom out. 🧠 Think: 1. U.S.-centric ETFs 2. Dividend stocks 3. Inflation hedges

High tariffs = high prices High prices = high inflation High inflation = Fed says “LOL no rate cuts” 👀 Translation: stocks stay shaky ➡️ ETF and CHILL The real flex? Long-term conviction.

America will learn a very expensive lesson: A country cannot be run like a business and definitely not by somone who filed for 7 bankruptcies. #powell #recession

Anyone here using lovable for building projects?

Biden achieved a soft landing. People forget that this was deemed almost impossible but Biden and Powell did it. I hate the fact that misinformation has taken over so much that we can’t see simple truths.

Well I’ll say it, today was a shit day for anyone who has any investments in the public markets. That’s 70% of America

Siri is possibly the worst virtual assistants out there. They got to partner up with open ai or something to improve whatever they are doing

File your taxes using IRS Direct File, a free, secure, accurate and accessible product from the IRS. It is available in 25 states and allows you to import your tax information, like your W-2, directly from the IRS. Visit DirectFile.irs.gov to check eligibility and learn more.

PSA: please do not join paid groups from fake gurus that tell you they’ll make you rich with fail stock tips. If it worked they wouldn’t be doing this, would they?

❗ Savings Tip ❗ Did you know a library card can unlock a world of free resources? Most library cards are FREE for residents, offering access to books, audiobooks, eBooks, music, movies, and more! #LibraryCard #FreeResources #finsky #personalfinance

Need help with taxes but don't want to DIY? You can hire a professional for as low as $50! Don't stress about filing; let an expert handle it for you. Save time and ensure accuracy with affordable tax services #TaxHelp #AffordableTaxes

🚨FOR YOUR SOCIAL SECURITY RECORDS, sign into your account & DOWNLOAD: 1) Your Statement 2) Your Benefit Verification Letter 3) Your Tax Form from SSA 4) Your Earnings Record. ALSO take a Snapshot of your Benefits & Payments which shows the DATE/AMOUNT of your NEXT PAYMENT (DO THIS PART 1x MONTH).🚨

"A car payment is just a fact of life." No, it’s a choice. Buying used, avoiding unnecessary upgrades, and paying in cash (if possible) can save thousands. Don’t get trapped in an endless cycle of car debt. 🚗💰

Credit cards are bad—cut them up!" No, misusing credit cards is bad. Used wisely, they build credit, offer rewards, and protect your purchases. The key? Pay in full, every time. 💳✅ #finsky #personalfinance

Owning a house is great except for the part where you just keep pouring money into keeping it livable

Renting is throwing money away." Nope. Renting = flexibility + no maintenance costs. Buying only makes sense if you stay long enough to offset closing costs & interest. Don’t rush into a mortgage because of bad advice. #finsky

"Always pay off your mortgage ASAP." Not always! If your mortgage rate is low, investing that extra cash could yield higher returns. Do the math before rushing to be mortgage-free. #finsky #personalfinance

Master the 'big 3' savings zones: Housing – Consider refinancing or negotiating rent. Transportation – Drive used, not new. Food – Meal plan, cook at home, limit takeout. Fix these, and your budget wins. #MoneyManagement #SavingMoney

Common investing mistake: Chasing 'hot' stocks. If you invested $1,000 in Zoom at its peak (Oct 2020), you’d have ~$250 today. Instead, stick to index funds (like VOO or VTI) for long-term, steady growth. 📊 #InvestSmart #StockMarket

"Invest only when you have a lot of money." Wrong! Time in the market beats timing the market. Even $50/month in an index fund compounds over time. Start small, and stay consistent. #finsky #personalfinance

Working out of a really cool coffee shop today. $5.75 for coffee seems expensive but it’s a treat to myself as I work from home and don’t have much interaction if I don’t go out