I have no idea what I would have done if this had happened while I was on my Fulbright. I was 22, had no savings, was on the other side of the world, with a visa that IIRC didn't allow local paid work. I think my credit card limit was $800.

https://www.nytimes.com/2025/03/07/us/study-abroad-programs-funding-trump-fulbright-gilman.html

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