If any non-Americans want to know what to read to understand American health insurance industry and how our healthcare system works, Kafka’s The Trial isn’t a bad starting place.
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By all accounts, Kafka was an excellent and innovative insurance executive. He came up with novel ways to create risk pools for accident insurance, in effect coming up with an early version of Obamacare for small farms. https://vienna.earth/plate/russell/kafka-insurance-career
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A high school chemistry teacher cooks meth and becomes a master criminal to raise money to pay off his medical debts.