You don't have a fancy online banking thing? I'm in Canada and we basically have only 5 banks and they are gigantic terrifying institutions that are very much like the cyber stalker in William Gibson's Idoru. They keep crazy records and analyze them and show you their analysis online. - ThreadSky

freelander.bsky.social • 409 days ago

You don't have a fancy online banking thing? I'm in Canada and we basically have only 5 banks and they are gigantic terrifying institutions that are very much like the cyber stalker in William Gibson's Idoru. They keep crazy records and analyze them and show you their analysis online.

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fullnihilism.bsky.social•409 days ago

I use a local credit union and the app is fine but it doesn't do what I want it to. It really just shows me a graph of what I've spent things on. I wanna be able to set goals. And one thing I do like about rocket is they use my exiting bank data and come up with a projected bills calendar.

fullnihilism.bsky.social•409 days ago

So I can make sure the Bill will be covered

freelander.bsky.social•409 days ago

This kind of thing would be useful. Myself I figure there is absolutely no way I could maintain enough attention to enter that much data into an app or indeed even write it down in a comprehensible way where I could categorize, analyze and predict. Maybe you can just print transaction records for..

freelander.bsky.social•409 days ago

each month off the bank's online shit, right? Then like highlight stuff. I used to do this when I was self employed and was writing off a percentage of my fuel based on annual mileage vs work mileage and total fuel expenditure over the year. It was an awful exhaustive exercise which required...

freelander.bsky.social•409 days ago

keeping a journal of car mileage. I hated it but it worked.

fullnihilism.bsky.social•409 days ago

That's part of it too I really really really REALLY need to get some kind of more routine practice of keeping my finances and biz finances separate. Otherwise I'm having to spend several days every tax season picking it apart from statements. And that's not even getting into cash

fullnihilism.bsky.social•409 days ago

They just link it to your account (there's a certain level of trust reqd in that way I suppose) which makes it much easier to manage the data how you'd like. I did bookkeeping before I was self employed so if I manage my money like it's someone else's i actually kinda like it. It's like a puzzle lol

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