Renters insurance generally covers your stuff. When our airbnb was burgled in Costa Rica on vacation, my renters covered my stuff, money stolen, a broken phone screen and even car keys/reprogramming.

Genuinely worth it, and I am skeptical of the insurance industry at large.
Reposted from Yell In a War
Do you have people in your inner circle who are pinching every penny and can’t handle another monthly bill, even a smallish one? Do you have some means?

Ask if you can put their renter’s insurance on your card to make sure it’s always paid up.

Like $15/month to make sure a friend has a safety net

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