“Financial markets, would naturally force Americans to confront climate and deter them from flocking to places where human habitation is increasingly untenable. Unfortunately, this basic system of supply and demand has been stymied by regional and federal policies”

https://www.nytimes.com/2025/01/16/opinion/la-fires-climate-home-insurance.html?unlocked_article_code=1.pk4.0cLl.tleHrZ4wMUhp&smid=nytcore-ios-share&referringSource=articleShare