I got a 75-300mm EF-S for my Canon (300D/original digital rebel) a few years ago and it’s been with me through a couple of upgrades (70D now). The lens was off of eBay and seems at least as old as Rebel from 2003. And I’ve had better luck with eBay vs. Amazon Renewed or such.
L glass for $700. Must. Resist. (I already have a computer and monitor habit and a music/music instrument habit… and those things I can almost justify in terms of paid gigs vs. photography)
Mine was £650 so about the same, and I love it. But yes, expensive hobbies are expensive - I’ve got a records one rather than instruments, and I feel your pain.
Have you tried the Canon direct refurbished lens program? It's not bad - the lenses are good for home use. Slightly janky but not in ways that effect the photos, would just drive you insane if you were using it 600 times a day or needed it for work.
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(If it serves dual purposes, surely that might justify a bit more spending...)
Though then I bought an EF 100-400mm f/4L second hand, and oh boy. Welcome to spend town.