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appletreefinancial.bsky.social
Founder of Apple Tree Financial 🌱 | Making financial education simple and pragmatic | Learn the tools to build your financial future | Join me to Sow, then Grow.
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Episode 01.05 preview.

Episode 01.02 is up and running. Check out some popular budgeting methods and choose one that's right for you. youtu.be/IPvjuymk9vU?...

First episode is up!! The first season is highly educational.

Our introduction video is up!! Please watch, share, like, and subscribe to our channel add we cover the basics of personal finances. youtu.be/v-jG1mxzlO4

Celebrating Our Roots: Apple Tree & Frederick Douglass 🌳 #BlackHistoryMonth As we begin Black History Month, it’s timely to share the inspiration behind our name, Apple Tree.

New week, new opportunities! What financial goal are you tackling this week? Let’s hear your plans and provide support! #MondayMotivation 🚀

Throwback Thursday: Reflect on where you were financially one year ago vs. today. What’s the biggest lesson you’ve learned? #TBT 🕰️

Midweek motivation: What’s one financial risk you’re glad you took? Sometimes, the biggest risks lead to the greatest rewards. #WisdomWednesday 🚀

Good morning! Let's talk side hustles. Do you have one, and how does it help your financial goals? Share your experiences. #SideHustle 🚀

New year, new financial habits! What's one financial rule you live by that has changed the game for you? Share your tips! #FinanceTips 🌟

As the day ends, reflect on one financial choice you've made recently that you're proud of. Could be sticking to your budget, investing, or skipping an unnecessary expense. Share your wins! #FinancialWellness #EndOfDayThoughts 🌟

Alfa Anderson, a vocal powerhouse best known for her work with the 1970s disco band Chic on hits like “Good Times” and “Le Freak,” has died. She was 78.

It's almost a new year and a new quarter. Change your passwords, change your toothbrushes, change your oil, and change your water filters.

Bitcoin is in a dip. You said you'd buy in the dip and you're not doing it. You don't really want your money to grow, huh?? The other day I saw a quote that said, "Those who cannot change their minds cannot change anything."

We believe in educating ourselves and others. Education separates us from the constraints and empowers us to demand more from the systems that govern our lives. At Apple Tree we delve into the historical roots and current realities that shape our financial world.

Y'all ever get paid and spent too much money and then wished for a redo on your paycheck??

It's Mindset Monday🌱🌱 What's one financial habit you're focusing on this week?? Practice makes permanent.

How much have you spent on fast food this month??

The FDIC has been a cornerstone of financial stability since the New Deal, ensuring Americans don’t lose their savings if a bank fails. Removing it could reignite the panic and instability we saw in the early 20th century. What do you think would happen to trust in banks if it were dismantled??

Selling far OTM naked puts can be a smart move, especially when paired with patience during uncertain times. The FDIC was designed to protect Americans from the very chaos that defined the pre-New Deal era. Removing it could destabilize trust in financial institutions—

A Sunday thought: Small steps lead to big changes. What’s one thing you’re doing today to make progress toward your financial goals?

What’s the best savings strategy you’ve tried? There’s the 50/30/20 rule, no-spend months, or even saving every $5 bill you get. What have you heard of, tried, or found most effective? Let’s swap ideas for 2025!

"Why teach financial literacy, especially in impoverished communities? Because understanding systems is key to navigating them. Money doesn’t equal equity, but education empowers us to push for change. Apple Tree is about more than wealth—it’s about awareness.

It sounds like you're in a strong position—being debt-free and controlling discretionary expenses is key! Tariffs and market changes can be worrying, but having a cash reserve or investing in volatility-proof assets can help. What areas are you focusing on as we move into 2025??

That’s an important consideration, especially with potential policy changes on the horizon. When it comes to protecting your money, one approach is diversifying how and where you save or invest. Have you considered strategies like inflation-proof investments or cutting discretionary expenses?

I'm invested to see how this plays out. Is Die Hard a Christmas movie or Hanukkah movie??

Did you know there are different budgeting styles? Line-item, envelope, and proportional budgeting all work differently depending on your needs. 🌱 Finding your style is the key to success. Which budgeting method fits your lifestyle? Let’s talk about it! 💬

"Building wealth is a revolutionary act." - Wall Street Trapper

There are so many options for financial education, but not all of them fit everyone’s needs. 🌱🌱 At Apple Tree, we’re about breaking it down, filling the gaps, and focusing on what’s practical. What do you wish more financial resources made easier to understand?? Let’s start a conversation!

The new year is just around the corner! 🌱 It’s the perfect time to take control of your finances and set new goals. Small steps today lead to big changes tomorrow. What’s one financial goal you’re setting for 2024? Let’s grow together! 💬

Starting the day with one simple tip for financial growth: Track your expenses for 30 days. 🌱 It’s the first step to understanding where your money goes and creating a budget that works for you. What’s your biggest financial goal this year? Let’s work towards it together! 💬

Here’s a simple, practical step for better money management: track every dollar you spend for the next 30 days. You’ll learn a lot about where your money really goes. What’s one spending habit you want to understand better? Let’s brainstorm solutions! 🌱

Building something meaningful takes more than just good ideas—it takes practical steps and learning from our past mistakes. 🌱 Apple Tree was born from that desire to make financial education more accessible. What’s one thing you wish you knew about money growing up? Let’s get real about it.

Day 2 of growing this community 🌱: Apple Tree isn’t just a name; it’s a mission. Building something meaningful takes pragmatic steps and intentional effort. What legacy are you working on today? Let’s connect and grow together. #LegacyBuilding #Entrepreneurship

Financial freedom is not a dream; it’s a decision. Let's make this the year you take charge of your finances. Stay tuned for more tips!!

What's your top financial goal for 2025?? a) Save more 💰 b) Pay off debt 💳 c) Invest 💵 d) Learn more about money 📚

Hey, I'm David, the founder of Apple Seed. I'm on a mission to make financial education accessible, pragmatic, and simple for everyone. Financial literacy isn't just for the wealthy—it's for YOU. Follow for tips and real talk about building your financial future!