elyobo.bsky.social
Software dev. Somewhere on the left. Australian Kiwi. Build more homes.
YIMBY Melbourne and VIC Greens member.
I ride a bike sometimes: http://strava.com/athletes/elyobo
4,715 posts
1,060 followers
913 following
Regular Contributor
Active Commenter
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queues
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I briefly lived in Perth, but dodged the real summer (March - December '08).
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It gets hot, but thankfully generally not humid.
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I’ve only seen frost here once. ONCE!
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As a South Island Kiwi is is beholden on me to inform Australians that Melbourne does not really get cold, but it does get very hot.
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This is what makes them weak.
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Why is it not the interrobang‽
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anakin / padme meme - "to stop the aggressors, right?"
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Cool sky
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Unheard of luxury, I've never had a cubicle to myself.
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even more bleak than regular 40
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what are you trying to say about 40
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This is the way.
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You and I both trust Bradley, it’s you I don’t trust, and without a transparent container how can there be pics?
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You want something transparent, ideally
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Most Aussie ones knock off around 3pm.
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Australia
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That should have *my good friend, not “not good friend” to be clear.
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Well yeah, that’s kind of my point - you’re disadvantaged by not having the right kind of debt, but it takes money to even get that kind of debt.
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I never lost the joy for reading, just that book hit at a time when I had no time for it - probably a perfectly good book!
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Still warm in the sun though, especially if you can find the very rare “in the sun but sheltered from the wind” spot (my front veranda is currently ticking this box).
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I have bamboo, but the former owner informed me that it was “clumping bamboo” and it seems happy to stay in its space with minimal, slow, easily contained, spread.
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Had to read it in school and developed a passionate hatred of it.
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Finally an explanation for the Significant Caps that makes sense.
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do not, under any circumstances, move to australia
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What level of humidity are we talking about here? At low humidity that looks fine.
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offset and redraw are functionally the same and that one has a different tax treatment in corner cases to the other is so stupid
also stupid that refinancing, where you generally reset your entire level of borrowing, doesn't reset that if that's the case
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"rich" is literally a synonym for "wealthy" and it annoys me greatly that it has become conflated in common usage so that it is frequently misused to mean both which isn't a generally useful concept for anything
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Yeah, that's the difference between offset and redraw (which, honestly, is extremely dumb) but I *think* (am not sure; have not done, nor looked at closely) that refinancing probably resets the slate on that.
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I know enough to know that there's no benefit to me, even with a high income, because I am not *wealthy* - I just don't have the money to move around like that.
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OK, I see; I don't think the offset or redraw is required for this though, you could just refinance to free up the money and do the same thing.
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Elaborate?
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Fair. The flipside of that should be that word of their behaviour (malicious or incompetence) gets around, however, and they lose business. No endless supply of new customers in a small town.
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It's not wildly dissimilar to the regular punishment for saving; I just paid an income tax bill because I had interest earnings on a house deposit while trying to buy. Had that been offsetting a mortgage my effective rate of return would have been higher and I'd have had a tax refund instead.
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I'd also be going back to the original folks and asking for a refund (and doing a chargeback on the CC if they did not do so).
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I've only been through the US twice and China once, both a long time ago now, and had no problems with either.
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To be fair, he was aware - the key issue I'd have with that warning is tense, they may have *already* inspected some of those things and linked them with your identity and so scrubbing them up before heading off may be insufficient.
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New aspirational voter category just dropped
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Unless there’s a “dodge stamp duty” option there you’re not coming out ahead on that one…