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glescabrighton.bsky.social
Mildly maverick actuary
62 posts 370 followers 50 following
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How many of these 13 million small pots are in the top few DC savings providers? Say the top 10 providers.
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What is happening to the Danish Postal service?
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DB is a pension. DC isn’t.
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What does the OECD average mean?
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On the importance of skilled migration. Would you say our universities have served the national interest well over recent decades? And education more generally?
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Such public baths and steamies (as the wash houses were known) were once common in Glasgow, especially in the late Victorian and Edwardian eras when few tenements had their own bathrooms or washing facilities. #glasgow #parkhead #publicbaths #architecture #glasgowhistory
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Can you explain why the score for say cycle 1 ages 45-54 falls by cycle 2 ages 55-65? (Presumably nothing to do with including age 65 in cycle2.)
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Quite an opportunity to buy low yielding gilts.
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This officially turned Glasgow into what is now considered a city. This was soon followed by the right to hold an annual fair, which was held in the grounds of Glasgow Catheral for the first time in 1190. This annual fair fortnight is still marked in the city to this day. #glasgow #glasgowhistory
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Why should the government underwrite higher state pensions for, on average, longer-lived people?
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AE was the successful implementation of a flawed “pensions” policy.
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Reducing NET migration would be a stupid aim. Although for a smallish sum I would be happy to help and move somewhere sunnier. If we could sort out retirees being allowed to live in Europe.
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Are we clear who are the biggest problem?
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Perhaps the industry could take the lead, although they will need to think wider than “pensions” and think of all income levels.
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It is unrealistic in the U.K. way of doing things to expect long term certainty on pensions and much else.
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I see the Australian Government Actuary has used (in another place) the phrase “life experience at birth” for what we (including here) use “expectation of life at birth”. Although not ideal, I prefer the AGA’s phrase. Oddly, the report itself on the Australian life table uses “expectation…”
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Sugar. Alcohol. Drugs.
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Many thanks. In the Trust version, who pays for running the trust or winding it up?
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Did the work have any ideas on why this is the case? And in particular did it include analysis of regions within each country? (Apologies I have not read the analysis.)
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NET migration being a particularly weird number to target.
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Do pensions in payment include state pension? Amounts of SP accrued before SPA could also be included as IR/HMRC used to do in a very interesting analysis of wealth.
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It will be fascinating to see how ONS deals with assumptions for future net migration in the imminent population projections. Is this to be treated as a blip or the assumed level in future.
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It doesn’t seem good to me.
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Also odd that at least until the last set of data published TPR has not published data on the D.C. assets of hybrid DB/DC schemes, which are probably significant.
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The bottom x thousand micro funds don’t matter at the macro level, and are anyway consolidating or winding up.