jenniferlsullivan.bsky.social
Director of Health Coverage Access @centeronbudget. Long-time ACA enrollment enthusiast. Aspiring Bake Off champion. Views expressed are my own.
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For more information about #ACA marketplace coverage, including how to apply, who is eligible for financial help, how to compare insurance plans and more, check out Beyond the Basics: www.healthreformbeyondthebasics.org
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You can get free help understanding your options and filling out an application from a health insurance Navigator in your community. Funding cuts are coming to many of these programs, but right now, support is still available. www.healthcare.gov/find-local-h...
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Before you decide, compare your options. Check healthcare.gov/see-plans or your state’s marketplace for cost estimates. Some family members might qualify for Medicaid or CHIP, and the application will help you explore all your household’s options.
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If you enroll in TCC or COBRA, you can’t get financial help for a marketplace plan. Your next chance to enroll would be during open enrollment in November or if you qualify for another Special Enrollment Period. www.healthreformbeyondthebasics.org/sep-referenc...
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*Before* enrolling in TCC or COBRA, check out your options on the #ACA marketplace. You have a 60-day Special Enrollment Period after losing job-based coverage to enroll in a marketplace plan.
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You may be able to enroll in Temporary Continuation of Coverage (TCC) or COBRA and continue receiving benefits through your job-based insurance plan, but you’ll likely pay the full cost of premiums. This can be very expensive.
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We’ll be watching closely for more damaging policies in their forthcoming marketplace rule. 👀
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Today’s news that the administration is again slashing federal Navigator grants—this time by 90%—is a troubling signal that the amin is working to make it harder for people to get affordable coverage that helps them stay healthier and financially secure. www.cms.gov/newsroom/pre...
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Other changes in the last 4 years reduced paperwork for people applying for marketplace coverage, made it easier to compare plans, helped ensure people were getting the best price for their coverage, and created more chances for people to enroll midyear. www.cbpp.org/blog/aca-mar...
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The first Trump administration shortened the yearly open enrollment period to just 44 days, shorter than Medicare open enrollment. The Biden administration made it longer—giving people an extra ~4 weeks to choose a plan for the coming year.
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The first Trump admin made devastating cuts to outreach & enrollment assistance—including slashing navigator funding by over 80%. The Biden admin boosted these so people could get needed help w/ the application & choose a plan that works for them. www.cbpp.org/charts/trump...
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Many of these actions reversed changes the first Trump administration made that undermined the ACA, depressed enrollment, and made coverage less affordable. www.cbpp.org/charts/summa...
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While improving tax credits via legislation was a major driver, administrative actions by the Biden administration also made it easier for people to enroll in and afford their plans.
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Marketplace enrollment is at a record high – more than 24 million people now get their health insurance through an ACA marketplace. This wasn’t an accident. www.cbpp.org/charts/five-...