I used to be charged 35$ OD fee. 🥴 I didn’t know it changed. I moved my $ to a bank that doesn’t charge OD fees coz it only covers 50$ OD (no atm or cash transfers like Apple Pay but debit card use only).
Yes, they absolutely worship money. And they all pretend to be good Christians. But all they are are hypocrites . JC preached many sermons and parables about the rich will never make it through the pearly gates but it means nothing to these bums.
When they run out of insulin and discover that they can't afford to take their kids to the hospital to get them treated for measles after rejecting the vaccines.
there are may more of us “non wealthy “ so why are the maga morons gleefully listening to fox news when they need to get real news! I bet they don’t even know this happened. ignorant 😤
Writing a check that “floats” is common. When basically 79% of Americans live paycheck to paycheck-one little unexpected problem, and “bam”let’s start ruining their whole life.
I am a dem. A $5 overdraft fee doesn’t stop those who habitually overdraft. Over charging a fee is not right either. There needs to be a happy medium. $25 overdraft fee seems fair. We need common sense. The lack of it cost us the election. Chose the right battles to fight, ones we can win.
Why? Why charge so much to people who are having trouble paying bills by giving them less money to pay bills. It’s a poor tax. The people who don’t have money get penalized.
Because I think a 5 dollar fee for doing the wrong thing isn’t enough? So unless someone agrees with you they’re a republican or worse? THAT is the problem, not me.
More of the same. Republican politics are based on fast get-rich schemes like promoting crypto/meme coins, huge tax cuts to donors to do mutual back scratching, use the deep state scare to steal the judiciary and most of all, accuse others of all the crimes and immorality that they do in abundance.
“Under President Joe Biden's administration, the agency returned more than $6 billion to consumers while imposing $3.2 billion in fines to companies, according to the Consumer Federation of America.” -
Insanity! Trump’s helpful republican idiots are not working for you. Wake up stand up make your voices! They need to go when they’re only working for one man not you or your country get them the f@ck out of there!
Exactly! We are not living in a Democracy. Resisting a dictatorship means refusing to normalize the abnormal. Trump isn’t a joke—he’s a movement. Musk isn’t a genius—he’s a privatized oligarch. MAGA is a cult. Republicans aren’t cowards—they’re partners in authoritarianism.
Thank you for that info I didn't know that too bad.He couldn't have made everything that he did permanent🥹 are we gotta do is get everybody to vote tomorrow.. We can flip congress blue, just like that🤔 AND IF WE EVEN SUSPECT ANY FUNNY BUSINESS DEMAND RECOUNTS😡
Some of what Biden did was by Executive Orders, which Trump can counteract with new EOs, but EOs aren't laws, they're more like "Now Hear This" memos to the executive branch employees that Trump is pretending have more legal force.
The Medicare caps were by law so would need new law to change.
You could have bought an egg or two without the $30 increase in your overdraft fee, but you electorally supported grifters. Eggs are for billionaires, not commoners.
Eat that MAGATs! This is what your reps are doing for you ! But I know you don’t like what’s going on….but you sure as hell would vote for them again right?
It is some trick the US plays on the majority of its people to vote against their own self interests. Free healthcare, good quality education, lower bank fees, climate control....all socialism. Vote for the orange dictator and keep the 1 percent in their ivory towers. Insane!
I remember when BOA bought out my bank I closed my account. they tried to charge me $30 to close my account. they waived that after much arguing. then I got a bank statement $5 monthly fee, $30 fee for not having min $100, $50 overdraft for not having the $35 to cover fees. took 3 months to fix
MAGA wants nothing more than to further coddle billionaires while they go bankrupt. But at least they get to be loud and obnoxious about who they hate (gays, minorities, etc).
Not worth having a bank account, BoA is now trying to minimize my Zelle usage, also if I don't use a savings account for awhile then the funds will be given to the "state/govt".
Looking for a real customer service bank...
If everyone knew this, there would be outrage. Apparently, nobody seems to understand messaging. Not everyone is on social media. This needs to be put on billboards.
Yes because there will be no schools . Why educate they will ask for more. Plus just to keep food and heat and a home or a car you will need there income . Grandmother is sick draining the account as health care is going up as Trumps buddy own it !
They can be this transparent about it. The trump cult has emboldened them so they don’t even hide it with the thinnest of veils. This ability to steal from people in broad daylight daily will end the moment trump is gone. Then what will their policy and values be? They cashed that all out.
Bank earnings are only about 1.0% of assets - a very low margin biz. Regulators expect them to make that much to remain sound and keep FDIC solvent. Cut OD fees and revenue will be replaced by higher account service charges, higher rates on loans, or paying less on deposits.
That is on $24.0 TRILLION in assets (per Federal Reserve)- a return of approximatley 1.1%. And we can’t afford to have undercapitalized banks if we want our deposits to be safe. I agree on punishing bad behavers like Wells Fargo - but the industry is well-regulated and necessary.
If banks can't make a profit without gouging customers who can least afford it (bad behavior) they shouldn't be in business. Controlling the massive wealth hoarded by the wealth class is all the capitalization they should need.
Democrats should have made these laws passed under Biden immediate, instead taking place in January, when to.our horror, republican are repealing every benefit, approved to help the American people, before Americans would know what benefit they are losing under republican rule
Honestly, I see this sort of thing, and I reflect on my idiot coworker trying to tell me how both parties are equally bad, and that is why he voted for Goofy. Makes me wonder if he has enough brain cells to regret his decision. Probably not.
a very long time ago I patronized Key Bank and their fees were $35.....if a person were to have 3 checks for $1.50 each that caused an overdraft they would be fined $35 for each one....that's crazy!.....I switched to my local credit union
And we have soft-spoken women who sound like little girls saying that "Democrats lost" because they're no good at "messaging." It's what happens when bored people split hairs. When hit with "the facts, ma'am," the "messages" are right there before your eyes. All we have to do is look around.
in case you didn't know, they're trying to recreate a technofeudalism where there's only the rich, and everybody else is a worker who also is a renter.
I gotta wonder if shopping malls and physical media still existed if we would still have billionaires looking elsewhere to take all our money? Like raising taxes and bills. But then people are ordering stuff on Amazon and ebay. Ah that's why the tariffs went up. lol
REP DO NOT CARE AT ALL ABOUT YOU THE PEOPLE THEY ARE WORKING TO MAKE SURE
YOUR RIGHTS ARE GONE
PEOPLE WHO ARE BORN IN USA OUT SO TRUMP WIFE TOO MUSK OUT!
THEY WILL HURT ALL THE PEOPLE WHO ARE DEM
THEY WILL MAKE SURE ONLY THE RICH WILL STUDY
THEY WANT THE POOR TO WORK AGE 14
NO UNION !
REP=EVIL
The problem with that is that hippopotamus and the elephants are way to cute to represent them
💩would be much better. Even thou your word play is funny 😁
Apparently both parties believe that they don’t need the voters anymore to stay in their jobs. We have to prove them wrong. Republicans don’t give a crap about their own voters and neither do the Democrats or they’d kick Schumer out as Minority Leader.
They do not fear the upcoming mid-terms because they have purged Democrats from the election data. Democrats need to plan ahead of the mid-terms and vote in person. Our votes do not count. The rapist/felon stole the last one. He will see to it the GOP wins the wins the mid-terms, too.
Republicans care about their voters. That is what the Republicans are doing now, exactly what the voters told them to do. Dismantle the federal government, take away all social safety nets, and take away women's rights to reproductive healthcare.
Dems are dumbfounded and need to adjust quickly.
Retirees and our families are watching precious savings melt away. Meantime, billionaire oligarchs won't even have to trim their summer and mountain home staffs.
Every spending decision we make should be to oppose the oligarchy. Check out Goods Unite Us to help inform about these decisions.
Next, they want to abolish those pesky bank regulation that give us FDIC protections.
The billionaire class aims to ring out every drop from us regular folks.
U suck at being nice humans. I hate everyone of u Corp owned Demorats that brought us 800 military bases, school kids murdered weekly, homeless vets, profit healthcare, u compromised our core values away to scum that will end u. GFY in every way possible. Now we gotta clean up ur ignorance.
We really need to have no more Republicans. They’ve been against the people since Ronald Reagan and now it’s just hit this pinnacle of destruction for regular people. There are no Republicans for the people.
Wow, this is insane. They’re doing everything they can to hurt regular people. It’s just unbelievable. We the people don’t count at all. We could’ve had Kamala. You gotta be kidding me
The sad thing is, many GOP voters will have no idea until they get their first overdraft fee. Then, they’ll be mad at the banks instead of the officials they elected.
They know who funds their campaigns, and with enough campaign money, they can buy the votes they need from the very people they are screwing over to please their donors.
“Sen. Josh Hawley, R-Mo., was the only Republican to join Democrats in opposing the resolution, questioning, "Why would we help the big banks at the expense of working people?" he said to reporters”
I know. I added my comment because unfortunately there are "educated" people who are incredibly stupid--bigoted and/orpower hungry and don't care who they hurt along the way, what my grandmother called book smart and life dumb.
There should be no fees if there is not enough funds return the charges force people to account of their accounts. Why should I have to fatten your coffers for a service you opt to render
I think it should be based on the amount of the transaction if it's my rent yea don't let that shit bounce I'll pay the fee if it's a Netflix sub decline that shit
because they want everyone other than them ("the poor" - this includes the "middle class") to be even more dependent and thus more inclined to work for pennies
Right because in the economy they have set up some people who live in the edge are for sure gonna have od. It’s disgusting. I cannot believe these people
...and the working class, the ones most affected by those policies, are mostly Trumpers and they voted for those damned criminals. How do you explain that? Those deplorables are shooting themselves in the foot!
Add to that we earn hardly anything on savings accounts but we have to have money readily available because we never know when the income will stop thanks to this Prez.
In the past, when borrowing rates went up, so did savings interest rates. Now, they just use our money and never compensate us.
Comments
Banks and just use crypto, this is what immigrants and young men are going.
When are the magas going to wake the fuk up??
They couldn’t care less about the effects of their diabolical actions on the middle class and poor.
The GOP, under felon Trump, are actively crushing America!
#PutinOwnsTrump
#GOPcriminals
An American Tragedy.
how silly
NOT you, NOT me - NOT EVEN MAGA
VOTE THEM ALL OUT!
https://www.factcheck.org/2025/01/trump-order-didnt-reverse-all-of-bidens-measures-to-lower-drug-costs/
The Medicare caps were by law so would need new law to change.
Fees* and the banking economy.
Corporations making $$$$
If you don’t have millions in you bank account then yo are not GOPs friend and they don’t care about you
"Republicans raised overdraft fees by 600% or 6X more than what Biden put into place."
Get it yet, MAGAS?
MAGA wants nothing more than to further coddle billionaires while they go bankrupt. But at least they get to be loud and obnoxious about who they hate (gays, minorities, etc).
Every Capitol, April 5
https://handsoff2025.com
SUCKERS
https://www.prnewswire.com/news-releases/schoolsfirst-federal-credit-union-joins-national-dont-tax-my-credit-union-movement-to-protect-members-financial-well-being-302412218.html
We can be sure the financial lobby has been very generous to the GOP Senate for the legislation they crafted and Republicans voted into law.
Or continue to be abused…
Looking for a real customer service bank...
All owned by Trumps friend and if you can afford it you can go . Also white I forgot to tell you!
they will own everything and everyone.
i mean, this should be obvious.
YOUR RIGHTS ARE GONE
PEOPLE WHO ARE BORN IN USA OUT SO TRUMP WIFE TOO MUSK OUT!
THEY WILL HURT ALL THE PEOPLE WHO ARE DEM
THEY WILL MAKE SURE ONLY THE RICH WILL STUDY
THEY WANT THE POOR TO WORK AGE 14
NO UNION !
REP=EVIL
Maybe you shouldn't be overdrawn your account so much?
Capitalism is codified thievery.
“Overthrow the rich man and you will not find a poor man…for the few rich are the cause of the many poor.”
—Pelagius
💩would be much better. Even thou your word play is funny 😁
Dems are dumbfounded and need to adjust quickly.
Every spending decision we make should be to oppose the oligarchy. Check out Goods Unite Us to help inform about these decisions.
The billionaire class aims to ring out every drop from us regular folks.
Especially if would be more accurate.
https://youtu.be/pUKaB4P5Qns?si=Whd3PYzn-7IsmjfF
Education works.
I want to live in a world of kind people.
On another note, I’ve been paying $35 overdraft charges right along 😠
In the past, when borrowing rates went up, so did savings interest rates. Now, they just use our money and never compensate us.