This is a great explainer of how Medicare and Medicare Advantage works.
https://www.linkedin.com/posts/ericbrickermd_medicare-traditional-advantage-activity-7275479988802347008-IjfP?utm_source=social_share_video_v2&utm_medium=android_app&utm_campaign=copy_link
https://www.linkedin.com/posts/ericbrickermd_medicare-traditional-advantage-activity-7275479988802347008-IjfP?utm_source=social_share_video_v2&utm_medium=android_app&utm_campaign=copy_link
Comments
Supplemental plans are far superior, and providers know that to be true
Everyone benefits by those who put more stress on the system
#1 - you have copays.
#2 - you have a deductible
#3 - they can deny procedures
(depends on the plan you choose.) Hubby had $0 premium
#4 -(positive) they cover if you go out of the country.
I moved hubby over to traditional last year w/suppl.
Hubby's glasses through Advantage were more expensive than going to Walmart's eye department. Dental was ok but you have limited choices.
When you do leave Advantage, your health will be taken into consideration for what you pay for the necessary supplemental plans.
Even people who take perfect care of themselves can get health problems or get in an accident.
Now do the same thing to explain universal healthcare practiced in Canada, Germany, or Japan. That would be very useful to Americans.
MEDICARE-4-ALL!
(or... UNIVERSAL HEALTH CARE!)
NO "HEALTH-INS"
SHOULD BE TIED
TO A JOB!
REMEMBER...
COVID-19???
"MEDICARE-4-ALL" ISN'T PERFECT; &
THOSE WHO CAN
SUPPLEMENT W/
"SOME" PRIVATE-INS, DO IT!
THOSE WHO CAN'T WILL ALWAYS'VE
FULL-COVERAGE!
'CAUSE IT'S A RIGHT & IT'S
JUST!!!💡🤯
A specific trend I’ve experienced is HOSPITALS are withdrawing extremely fast from accepting these MA plans.
@timthemedicareman
@abtinsuranceagency
@giardinimedicare
These are great free resources!
Unconscionable.
They interfered with my Doctor!
Hope this might help
https://www.costplusdrugs.com/medications/vancomycin-250mg-capsule/
I've always admired your business approach, whereby you strive to make money as well as help people.
I'm a graduate running a very small business assisting state government, non-profit, and for-profit organizations with their marketing and community outreach efforts.
Medicare Advantage doesn't work when it is most needed.
We don’t need money in politics. We just need people to participate.
https://www.nationalfinancialplan.com
You could always switch to an advantage plan later, but not the other way around. That distinction should sound the alarm in your head.
Follow the profit.
We have UH (AARP) Medicare Supplemental b/c we can afford it against some major event. Won’t touch Medicare Advantage-
Medicare Advantage isn’t bad. My mom likes her plan & has never had any issues.
I don’t work for any insurance company.
These are issues with government controlled healthcare programs.
https://www.youtube.com/channel/UC8Hr2D7Y5rqzb63U-1fPXrg
Plan C is just grift :-(
An agent talked my spouse into an MA he didn’t need he is covered by my employer insurance as primary fortunately it was Humana who has pulled out of selling them here so he’s back to part B same agent came around tried to sell him United HC MA I very forcefully intervened
It’s a paradox. My 2 cents anyway.
A better name might be poor people insurance.
I’m a former MAGA. I’m here to help.
You have the Capitalist where it doesn’t really matter what’s happening in society because the ends justify the means.
For the hardcore MAGA it’s sociopathy and hate.
I learned this the hard way.
The right wing slander is over the top.
I’m very shocked by Zuckerberg and other business minds of their caliber scrapping it.
I’m fully convinced of what you all are saying.
A Uber rich man on the side of the people. Teddy Roosevelt type character.
Which we can see is obviously not the case.
Some things I learned:
- free!? My MA pays me $44 a month. WTF?
- from what I see, my UHC MA is as good as the co one I had
- this stuff varies a lot by state
- knew this all was a mess, but it's worse
2) Keep original Medicare A & B & add the best Supplemental Plan you can, such as AARP Plan G. You will also need a Plan D for medications.
UnitedHealthcare offers both options; #1 does not pay, #2 pays 100% (1/2)
I cringe when I see advantage plans
Also, is your Mom relatively healthy? Those being denied tend to need expensive treatments.
As far as your Dad, it's a known fact that Medicare will often write off the remaining debt when a person dies in hospital.
And, there are many supplemental plans to chose from if you can't afford the highest premium. You might have to go with a plan with a higher deductible, but that's better than devastating debt, poor healthcare & bankruptcy in the end.
Just KNOW YOUR OPTIONS & avoid "Advantage" plans.
But, for many it's not "I can't afford it" but why pay $150-$250/mo for a supplemental when Advantage is $0, but the answer is "because $0/mo gets you no coverage." Hopefully, if you can't afford it, Medicaid is an option or just stay on Medicare A&B. A&B pays 80% w/ few denials.
And 2) People with fewer financial resources are hoping advantage plans will be there for them when they need them. They're unaccustomed to really bad plans having maybe had good plans from employers.
Wellcare denied my post surgical shoulder replacement PT as “not medically necessary”
They are grifter scum.
The recent California wildfire has left many without homes and essentials. We're raising funds to support those affected. Please send an email to [email protected] and donate what you can. Every bit helps!
Once you have MA in order to go back to Medicare you need to get a Medigap plan which requires you to get a health assessment to determine your premium!
So frustrating.
What were looking at here is the mess created by a lot of people trying to exploit suffering and not enough people with power getting in the way.
One challenge for the USA is overcoming the mindset of how BEST to pay for healthcare. Increased taxes for great social programs has been ingrained by politicians as EVIL, so they & capitalists stay wealthy. Another; force ALL to pay taxes
https://www.theguardian.com/us-news/2025/jan/07/annual-awards-healthcare-profiteering
I checked out some of these crazy extremes, from the in-famous shkreli awards 🤦♂️https://lowninstitute.org/projects/2024-shkreli-awards/
If I had to look into , maybe once universal HC won't go through due to the obvious kompromat in congress, I would look into making a deal with states for co-op insurance with sliding scale with State guarantees, 4 affordability.
What do y'all think?
Younger MA participants don't know about old people's probs
We did understood the assignment. How can we get them to now?
The recent California wildfire has left many without homes and essentials. We're raising funds to support those affected. Please send an email to [email protected] and donate what you can. Every bit helps!
Seriously.. Asking.
Realize that nothing has changed ....
How many billionaires are trying to make prescription drugs affordable for the poor? Cuban is one of them. Look at the Illinois gov, Pritzker, and what he’s done for people vs the 3 corrupt politicians before him.
If he really “cared” … he would be for Medicare For All. And that’s it.
But he’s not. Because he has investments in the industry.
We shouldn’t accept scraps. We deserve more.
#BurnBillionairesAtTheStake
He’s not in favor of that.
As for this post. He’s still isn’t for M4A/UH.
He’s not clear in his messaging for a reason.
“We have to find a starting point.” We know where. He doesn’t like it.
I’ve opted to not take the medication at this time. (And yes, I’m kind of a passive/aggressive person 🙃).
Thanks for your response.
The salary cap for the tier 3 drug is $30,000. Thankfully, I do not qualify, which unfortunately means either pay or not fill the med.
https://www.wsj.com/health/healthcare/how-health-insurers-racked-up-billions-in-extra-payments-from-medicare-advantage-9d4c8a89
We elect a DEM President & Congress
(No longer holding my breath; the last time almost killed me)
Advantage sucks! It just once again for profit insurance subject deny, delay, depose. If sick you will be at the mercy of wall street !
Thank goodness i was able to move to regular medicare !!!!! Ill never go back! Accepted everywhere !
What if DOGE causes the federal budget to divide along party lines and Democrats merge their healthcare budget with Canada?
Universal healthcare. 👍
The Democrats would save a boat load of cash getting rid of Republicans.
They are the unhealthiest in the nation and many Republican states draw more federal dollars than they contribute.
Separating the Federal budget into blue and red states is a win-win-win-win.
I did notice in the recent stuff you posted that there was an HSA option. Does that make the industry structure you’re promoting portable? (to answer to my SF’s comment).
Medicare Advantage is additional insurance.
Bull💩Cuban ❕
Medicare Advantage is theft of the U.S. government & they shouldn’t be allowed to advertise using the word “Medicare”
Eric Bricker is dishonest & Cuban is for healthcare profiteering🖕
Human seeing wickedness is profit from illness.
Less than one minute to discover....