When I was 17, I opened my first checking account w/a couple hundred bucks. I didn’t meet the min monthly deposit, so they kept charging fees until I owed them money. It stuck with me—I still won’t bank w/BofA.
There’s no upside to this move for anyone who isn’t rich—just cruelty for cruelty’s sake
There’s no upside to this move for anyone who isn’t rich—just cruelty for cruelty’s sake
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🤯🤑🤯🤑🤯🤑🤮🤮🤮
And DON'T FEED THE OLIGARCHS.
I use it for everything. Pay it off on time every month.
I get cashback.
They pay me.
We called and said close the account if they didn't drop the fee and interest. They did.
The one time it happened was while trump had usps so fucked up.
I told the rep it wasn't my fault trump fucked everything up and
We now pay it electronically.
Why is any sane person a republican? A perfect description for that party is “the wealthy take more while the dumb poor give more”! The republicans just love Reagan bad as he was.
Americans: Stop giving the banks the F us over your business!!
This is a way to take action!
SC needs to vote his ass OUT.
It nearly wiped us both out. That was decades ago but now I am at a point of unemployment and struggle myself, so not excited to see this policy return. Evil greed hurts everyone.
My point is that it's our responsibility to keep up w/our $$$. OD protection is not meant to be lending and people should stop looking at it as such.
structure transactions in a way to maximize fees. Not in the order that they were made but the largest amount first and then they would bounce multiple small ones. One bad transaction could cost hundreds of dollars. Banks are thieves.
Are we going back to those days? Really!😳
What industry doesn’t own the White Nationalist cult?
They are not hurting at all and the poorer you are, the more you pay to bank! 🤬
What I really want from banks is for them to take all my money. Vote GOP
I know for a fact that this has happened with a "big bank".
Today's GOP, Working for All Big Corporations & Billionaires To Build a Better Tomorrow (for Them)!
So, yeah, we sure learned a lesson about savings...
I currently have a 'high yield' account. Pays a third of a percent.
Progress!
When I was 17 I wasn’t allowed to open a checking account WITHOUT A MAN at any bank.
After a few times….i learned my lesson.
Had it only been $5, it may have not happened.
Call it what it REALLY is....
At all!!!
A deposit/debit account requiring you to deposit a minimum amount?
In what kind of extortion country do you live?
Must be some African dicktatorship, right?
I do understand interest on negative balance, if you allowed your debit account to go negative. But fines on a positive account?
FYI, "Overdraft fees" are banks charging you for doing nothing.
https://www.consumerfinance.gov/about-us/newsroom/cfpb-orders-bank-of-america-to-pay-12-million-for-reporting-false-mortgage-data/#:~:text=In%202022%2C%20CFPB%20and%20OCC,unlawful%20garnishments%20of%20customer%20accounts.
Limiting overdraft fees is enforced by - get this....
REGULATIONS
They truly are idiots - believing trickle down economics too. Sure, a billionaire will raise your salary over buying a 4th vacation home?
I mean... how do they not see?? does focks just never mention these policies that qop is constantly putting in place?
hard working Americans we just get in the way.
FUCK THE 🍊💩🤡 FUCK MUSK🐀
I have been a member to two of them and both have had super friendly people, and always ready to help if you have a question!
Under our standard overdraft practices we will charge you a fee each day that we pay an item under Overdraft Services and/or Overdraft Services for debit cards and your negative available balance is equal to or greater than $5
1/2
$5.00 - $9.99: $5.00
$10.00 - $14.99: $10.00
$15.00 - $19.99: $15.00
$20.00 - $24.99: $20.00
$25.00 - $29.99: $25.00
$30.00+: $30.00
There is no limit on the total fees we can charge you for overdrawing your account.
Maybe they're just dumb. Or maybe their hate clouds their better judgment.
Divestment is huge!
It's all about shifting wealth from the bottom to the top.
It’s time for a revolution.
Being poor is expensive.
And if you don't fix that the same day, you get late fees from the utilities, which are generally very low, like less than a dollar a day.
unions.
*NOBODY* Voted For ANY Of This!
EVERYBODY - Was Much Better Off - Barely 140 days ago!
#Trump Got ONE-THIRD Of Eligible Votes!
NOT ONE SINGLE PERSON VOTED FOR #MUSK!
#America Did Not Vote For What Trump And Musk Are Doing Now!
VOTE U.S. BACK!
🇺🇸 🗽
Yah that banking fee charge on ATM charges use to be done at Wells Fargo. & I still remember it
$5. Every time
Nowadays $2-3 per non service ATM
The casinos make money on that transaction too
Per extraction I am told
I still have that account and the bank keeps trying to close it.
They are out for themselves and the Bank lobbyists are buying favour!
Biden took credit for this temporary band-aid. Trump immediately throws it away. So much of what Biden did while president was gone the second Trump arrived. Useless.
Symbolic resistance is PR, not resistance.
F them fers!
I can’t believe all the crap they pull.
…of course, this was in the before-time…Before Reagan…
Maybe we should learn something from the French Revolution. That is if we get over our apathy.
FUCK TRUMP
Next mortgage crisis arriving in ... 3 ... 2 ...
https://www.politico.com/news/2025/03/20/employees-placed-on-leave-at-top-housing-regulator-00240298
Credit Unions for the win.