But - this will help MAGA so much! They’re all extremely fiscally responsible & only irresponsible libs will overdraft, so maga won’t even encounter this issue, right? Right??
Scary if you live “paycheck to paycheck”. Banks will go back to days of charging an OD fees ON the OD fee posting to an acct, manipulating the order of transactions post to generate more fees etc. When Inflation is up-account balances are down.
That $7 carton of eggs will now cost $42…($35 OD fee)
Thanks for calling this out, Pete. Overturning the CFPB’s overdraft fee cap isn’t about "consumer choice"—it’s about bank profits at the expense of working families.
Overdraft fees are a $35 penalty for being broke, and rolling back protections will only trap more people in cycles of debt. This isn’t financial freedom, it’s financial exploitation.
Notice they did it while stopping people's benefits? People will be using their overdraft more than ever. It is diabolical and evil what Trump is doing to humans who thought they could trust him. Very sad. No one can trust him.
$900,000.00 GRANT $120,000 LOAN THE Grant does NOT have to be paid The loan DOES have to be paid back you can receive both or you can receive just to Grant you do not have to receive the loan . The loan terms are a 30-year term and 3% interest rate payments start after 1 year.
This conversation is about overdraft fees and consumer protections, not loans or grants. Overdraft fees hit people already struggling to stay afloat...often for a $5 shortage with a $35 penalty. The topic is: Should banks profit from poverty, or should consumers be protected from predatory fees?
Elizabeth Warren specifically asked Jerome Powell in a hearing who would protect consumers without the CFBP. I believe his answer was roughly "no one".
Someone is planning on getting rich when poor people can’t pay their bills. Time to start scooping up more assets to fill their overflowing pockets. It’s so infuriating and the poorest people vote for these ghouls!!!
Sadly I’m not shocked. I’ve known who and what the republiKKKan party is for a long time. That’s why I vote #blue One only has to look at their actions to see who & what they support & it’s not the middle class or poor. Only corporations, wealthy & Drumpf
Pete. What do the people do? I’m a 🇨🇦 so really nothing I can do. But what should the 🇺🇸 people do? The last administration has said zero and you were part of that. Some guidance or thought would do wonders. I appreciate you. And admire you as a person and a leader. Please lead at this moment
Kintaro
I get that. Ummmm without sounding like a conspiracy theorist. Elon hacked the election. The math doesn’t math. People don’t vote all blue down ballot and then vote 🍊 in every state.
I agree there had to have been funny business going on; additionally, installing conservative republican local politicians and the overwhelming amount of people that voted for the Cheeto is the reason we are here. Folks don’t realize how bad supremacist ideology fuels American culture.
Ok. I do understand. I spend a lot of time under the 49th. I live in Vancouver and could throw a rock from my mother and brothers place and hit the USA. Yes there is that mAGA element, understood. But, like I said the maths doesn’t work. Regardless of all the noise.
You’re not crazy. This whole thing stinks. 🍊 even spoke to it all. He can’t help himself of course. EM had the means and the ability to do this. Don’t ever doubt it. You’ve all been fucked over.
My thing is we have that awareness but the only thing we can do now is watch it play out or mobilize. Democrats as a whole are not stepping up to fight “dirty”.
How in the world do they come to this conclusion that it will help consumers, unless consumers is now a euphemism for banks? 🤬
"The CFPB’s actions on overdraft is another form of government price controls that hurt consumers who deserve financial protections and greater choice."
Why is Rick Scott not on the Doge team? He was responsible for the largest Medicare fraud in history. Seems like he would be invaluable to rooting out new instances of fraud. Like a modern Frank Abagnale.
Someone has suggested a daily Democratic Party press briefing not unlike the WH. I think this is a great idea. Someone else suggested you as “press secretary “. I think you would be perfect!
Trump literally ran for four fucking years and beat on the Biden administration the entire time.
Declare today. Every Democrat who plans to run should all declare today hold campaign rallies and hammer the living shit out of this administration for four full years.
trump ran since his 1st day in office .he had a rally 1st thing and his grift was 9 years . he ran for 9 years . and yes ,we need to start running today.
Declare today and put together a shadow cabinet. We'll know who would be in charge of every Federal department. Then all of you just continually beat the shit out of the current administration...online, on TV, in print. Every day, another press conference. Every day another speech somewhere.
Except they will have to fight this administration to keep our rights for the full four years. Campaigns are going to have the do all the leg work without the candidates, they gonna be busy. We need to be just a busy!
The problem is, what playbook? The Republicans lie continuously and the base calls any response fake news. Telling the truth doesn't help, so what are the options - lie like the Republicans. Or finally admit that the Democrats won't vote for a woman?
Great observations. All I know is, a closed fist is more powerful than an open hand. Right now we're an open hand, fingers pointing in different directions
Think of Trump framing his mugshot outside of the Oval Office. He’s a troll, and a successful one at that. We need to stop playing the “nice guys”. Be honest always, but we need to stop expecting them to follow the same level of decorum and being outraged when they don’t.
Any playbook that puts our ideas in front of the most amount of Americans as humanly possible. At this point, the right is lying about us no matter what we do or don't do. And the only political leaders we've got want to keep preaching to the choir in safe media spaces for them.
The Democrats need to understand we are at war. The Republicans party has been taken over by the Carl Yarvin plan which is called Neo-Reactionary” or “NRx” movement, often referred to as “The Dark Enlightenment. Musk, “Dark MAGA”.
A third party without peeling away any GOP voters is a dangerous move. Personally I'm for third, fourth, fifth, and sixth parties to be added... But if we can't peel away GOP voters it'll just cost every election instead of every other election.
I am confident the exploration committee will find that Americans who cant elect a woman sure as hell can’t elect a gay man. It sucks, but so does
most of America.
Pete, if you were still at Transportation, and armed blackwater thugs came into the building demanding access to your computer systems, what would you do? Call the cops and have them removed from premises? How are they getting away with this??
“The CFPB’s actions on overdraft is another form of government price controls that hurt consumers who deserve financial protections and greater choice.” - French Hill. Yeah, that’s the ticket- ‘protection’ and ‘choice’! 🤑
Pete-could you do branding that will wake everyone up?
Trump ran on cleaning up waste.
He changed his MIND-Saying “OUR dream is privatize the entire gov” Really?
Nobody voted for that- He is letting Nazi Elon destroy by the hour and then they can “privatize” -GOP are fools with no future same as us.
Yeah - problem is the lie slipped by MAGA and Independents wanting “cleanup” and hoping it would get to local gov!They don’t want Elon FAA or Elon AI dept of Education or Elon Takes SS from “Parasites” as he calls them. Their head is in the sand- they’ve gone silent.
Let me tell you about the time that he bragged in uniform in front of Lower Enlisted about taking his now EX-wife [that he allegedly cheated on] to Italy to propose to.
No thought of the Lower Enlisted that might not have food.
He has me blocked. 🥰
Which I'm pretty sure was against the law before the Supreme Dictator took office.
Other things I could talk about:
- disparaging "jokes" about James Smith's Purple Heart
- having to put headphones on in Uniform so that I didn't have to hear his unsolicited views on Kavanaugh
Also happen to have a pic of the vehicle he was complaining about payments on before we piled in to go to lunch:
A fricken Rover.
He's tried to insinuate threatening UCMJ. But only one of us has ever actually Deployed and only one of us was raised from Multi-gen Veterans & Farm Folk.
#iaintskeered
And threats like those + our Governor bending over backwards to activate us to particular protests v. "protests" is why I took my boots off for the last time.
Well Pete both u idiotic dems and the sick reps r all aligned with BANKERS. U gonna sit there and claim not to have taken money from FIRE sector?! Fuck give it a rest . Both sides r accusing each other of what they do!
Pete, find the kompromat on Congressional Rs involvement in 2020 election enough to remove and give Ds majority in Congress to remove top two. Name H SOTH, then acting.
Also, just so you know, Trump capped insulin costs as seen in the Executive Order below. The Biden Administration paused the Executive Order then cancelled it, then reissued the same Executive Order that the Trump Administration authored.
It was trump's EO that did that. He then went on Fox to misdirect, and with fake empathy to say we should buy cheap drugs from canada. Making it seem like it was beyond his control to lower prices in the US. This is how covers his tracts with poor MAGA, while helping billionaires.
Hmm where have we seen efforts to make medicine and basic human needs unobtainable for the masses? I wonder if that might be in a history book somewhere?
Not trying to be cute, but you understood the point.
I’m tired of people ignoring history and doing nothing. We are repeating this mistake.
Subtle sarcasm is better than screaming.
This isn’t X; people here are intelligent like you and obviously understand concepts.
It’s very personal to me as I am chronically ill already had one leg amputated and have been in a wheelchair for 18 years. I have 3 beautiful children & a husband of 37yrs
I knew that Nazis hate disabled people, & they were one of the first to go into the camps. This is new to me
After Trump lied and said he lowered the price of insulin at the debate with Biden. It’s kind of odd that he back peddles on a program he claimed to have started. Honestly I don’t think he gives a rats ass. All he wanted out of the election was to avoid prison.
I hate Trump but it wasn't an absolute lie. Trump instituted a VOLUNTARY program under which Plan D providers could offer ONE insulin type at $35. Biden changed it to MANDATORY and ALL types of insulin. A huge difference, but in a minor technical sense Trump did initiate something.
FYI, The CFPB writes rules to help consumers. It recently finalized a rule that would cap overdraft fees from banks, which the bureau said would add up to $5 billion in overdraft fee savings for consumers. In January it finalized the rule that would remove medical debt from people’s credit reports.
JFC talk about losing the forest for the trees. He calls out the real problem, but instead of addressing that just goes for where the donations come from. The GOP are completely disconnected from reality.
Okay, clearly we need a law that forces every republican to grow or wear a Snidely Whiplash moustache. It's the only way the maga morons might figure out they're the bad guys.
Please please hit the road with rallies or something. Dems are being way too quiet and seem to have prioritised fundraising over fighting. People need to hear from someone like you daily!
@petebuttigieg.bsky.social is anyone looking into DOGE’s receipts? This person entered in this contract and apparently created a LinkedIn profile at the same time? Seems phishy to me. AI generated LinkedIn. Idk maybe it’s true, seems suspicious.
Are they real people? With the access Musk has, could he not create new people in government systems to route funds through as he likes? Is there any oversight at all? I agree, there's too much potential for fraud with the unrestrained access this administration has seized.
Might be able to find the fakes eventually if enough are made. I’ve already figured out the bots and fake accounts on meta based on profile patterns and when they show up and what they say.
“The CFPB’s actions on overdraft is another form of government price controls that hurt consumers who deserve financial protections and greater choice. Our CRA will help overturn this harmful rule” How the hell does ENDING “capping overdraft fees” to $5 give consumers better finance protection??
My favorite part is where it says that “ lawful and contractually agreed upon payment incentives promote financial discipline and responsibility” puh-leeze
Some of the arguments for this were that consumers relied on overdraft services? Really? That taking away overdraft fees pushed us towards riskier financial institutions? What are they even saying???
Please consider reframing your ongoing commentary to reflect the fact that we're at war with an internal enemy that is not interested in compromise or co-governance and fully intends to violently subdue the entire nation to impose its extremist agenda, regardless of what the courts say.
we're at war with an internal enemy that is not interested in compromise or co-governance and fully intends to violently subdue the entire nation to impose its extremist agenda, regardless of what the courts say.
"Our Country tis of Thee? Sweet Land of Liberty? Of thee I sing?" Land where our Fathers died, Land where the pilgrims cried..Of thee i sing!" Is Now the GOP States of Perpetual No Justice and Victimization of Average tax paying Americans, Senior Citizens and Disabled Americans.
You know you can remove overdraft "protection" legally. Instead of going in the red, your debit card will just decline. The only exception is if it were a draft like a check or other that comes directly out of your account. Also, switch to a credit union.
Absolutely. And make sure to be adamant about removing overdraft protection. You have to sign paperwork, but it works out in your favor. I have a good credit union & any time I mistake my finances, not often anymore since it's only if I forget a draft, they help me out by reversing fees.
And telling them this is for them.
So paying 30 dollar overdraft is better than a capped fee of 20 or less.
So much winning for them.
I always ask em how's them egg prices and are your groceries cheaper. 🤣🤣
They just killed a grant that lowered electricity prices by $100/month for the poorest people in the country, in Alabama, so they'll now be paying $100 more per month. They're coming for everybody, or at least everybody without a few hundred million dollars to grease their palms with.
Of course they do. They dont care about taking income from seniors, disabled or food out of starving childrens mouths, why would they care about raising fees on everyone
A mode of avoiding bank fees is to (as much as possible) not use ATMs (plan ahead), pay off credit cards,( only buy essentials, live within means even more than now)...Maintain the minimum balances.
Fight against exposure to fees by changing your behavior.
The problem is that poor people can't pay off credit cards or maintain a certain bank balance. This is one of the many ways in which it's expensive to be poor.
They can avoid ATMs by using drive up or lobby. ...as much as possible. Shop at thrift stores, no junk food or drive up...change behavior, as much as possible.
I'm sure that's true of most poor people, but when I'm in line at the grocery, I see a lot of exceptions. Unfortunately, many poverty stricken people voted for hate. They are already facing Medicaid and snap hurdles for the children they are forced to have.
Now, assemble Dems on Capitol steps w appropriate signs, condemning the move to hurt consumers.
Signs should include bank profits, ant consumers pay, the uselessness of the payments, greed, Repubs being owned by the banks.
Then keep it up—at every hearing this week, even off subject, placards and
I switched to Capital One and advise everyone I come in contact with to do so. They are a no fee bank. We are counting on you Capital One to stay that way.
Hi Pete, i m an fan of you since the moment you came in the picture.You’ve the best communication skills someone could wish for.The Dems (actually the world by now) needs you more then ever. Please consider to become a daily spokesman for a while. I really think you can make a difference in media 💪🏼💙
Thanks, Pete. Can you build a shadow cabinet and help us? We are calling reps daily, protesting, boycotting. It’s time for an action plan from the government and other dem leadership.
This is very much a way forward for us! Create the populist government that will keep all of us informed, involved, focused while preparing to overthrow the coup! We’ll need to organize and assemble a leadership group to insert once we get rid of the felon and his puppet master president.
He has ALWAYS stolen from the poor….. His supporters just wanted everyone else to be harmed because they thought they were special and would be safe; FAFO!
Flooding the zone. Dems will lose the messaging war, again, if we don't laser focus on the top 5 biggest attacks against the consumer and our democracy.
Pete, as an ordinary citizen, I am aware of the awfulness of what the admin. is doing. We must awaken some of the supporters to the damage he is doing them because it is not at all what was promised.
Do you have any recommendations for sites or
apps that allow folks to track votes by United States federal elected officials and state officials in select states? Thank you! We (and the skies) miss you!
Am I the only one confused? Their reasoning seems to contradict itself. Why is limiting the amount a bank can charge for overdraft fees a bad thing? How does it lead to ‘riskier financial products’?
He may run for Senator from Michigan, so you might get your wish. We'll have to wait and see if that decision makes sense, but I think it would be cool, too.
It’s crazy how they admit that many people rely on overdraft every month to make ends meet. HELLO?! So you’re making it more expensive for many people?
At some point they will come up with a formula in which they will determine how much of our personal savings and investments must be taken away as we mere mortals cannot be trusted to make good decisions about such matters. This is one reason they need every bit of our financial and ID info.
After going through years of banks getting in trouble for charging erroneous fees in $50 and 100 dollar increments every month and never paying that money back. Now they're going to do it with no regulations.... At all ???
What is the incentive who benefits or already has.
Only reason for anything in Pres Musk and sidekick DT.
Is benefits in some way follow the money.
Look at all Rep's and watch for future benefits for them.
I can't believe they're saying this is better it's not.
But the magas will believe it.
I was a bank teller for a long time. The idea that overdraft fees teach financial responsibility is hysterical to me. Most OD fees that I saw were for the same people at the SAME TIME during their pay period (before their paychecks came in). Republicans are not for the people, they're for sale.
As a former banker (operations), you are spot on. I worked in utility collections as well and the people that were on our shut offs were always the same people over and over and over. These are just people who aren't financially responsible period, so it just punishes mistakes by those who are.
I'm always amazed at the way these thugs make shitty legislation sound like a "win" for the people. They really know how to gift wrap this shit. Remember "Citizens United"? Yikes
Republican's in Congress are cracking!
After being beat up in town halls.
Phones won't stop ringing.
Wondering what would happen to they if they stoop up.
Call them, visit their local office.
Keep up the pressure!
Today do something!
Pick up your phone.
You have power.
More than you know.
Use it!
Let's be honest: the campaign was an absolute disaster, from the candidates right down to the issues they campaigned on. I am devastated by the results & it feels like the party is silent now. Tails tucked. They need to help us...this is the worst political disaster I've ever seen & I'm scared!
...and for the record, I adore you. I would bust my tail to get you into the White House, but Pete...I'm not sure I could say that about any other Democrat right now. I'm so disappointed and disheartened with the party. We have a crazy man tearing our country apart and no one is stopping him.
As crazy as it sounds, getting on Theo Von's podcast would probably be a good idea. You have a way of speaking that keeps people interested no matter what the political awareness.
And he has a pretty large red crowd from what I understand.
The orange felon wants to wipe away everything the Biden administration did including that Biden was ever President. The question is... what will the tipping point be when republicans scream ENOUGH and act on it!
Can you get on News outlets every day and explain what is going on to the American people? You are the Dems best communicator, and “waiting for our pitch” is a death sentence.
What would be useful is recounting the votes that seem suspiciously manipulated. The Republicans recounted everything over and over, why not Democrats? Trump even bragged about Musk knowing those voting machines inside out and they have a little secret. Can’t keep his mouth shut about anything.
There has to be a counter narrative or too many people will support Trump when he ignores court rulings or guts social security because of “dead people” being paid etc. Need somebody on point with the messaging explaining what’s happening in the trenches so people understand it.
I'll add my support. Your voice is one that is desperately needed for the country and the Democratic Party.
I believe that Trump and today's GOP are a clear and present danger to our democracy. But a LOT of the voices from the Left are so daft that they make the GOP PALATABLE, . . .
. . . something that seems nearly impossible to me.
You bring a sane, intelligent, articulate, moderate presence to the debate, and we need that more today than ever. I love seeing you here on BSKY, but PLEASE find a louder megaphone to counter the nonsense coming from the WH.
But mostly they seem hell bent on eliminating all federal regulation and oversight. The bank overdraft fees are a trivial concern compared to so many other areas that are and will be impacted.
It’s the name Obama/Biden trigger! If try did anything good for the USA it must be eradicated.
Our Tory/Reform parties did the same with Brexit ! Anything to do with EU had to be erased. Johnson, Frosty, JRM and Farthate were/are still obsessive about this!
French hill has a multi million dollar shareholder stake in Simmons Bank. I can’t imagine why he’d like to see fees go up?? Your money straight to his pockets.
BECAUSE THEY WANT TO TANK THE BANKING SYSTEM AND FORCE EVERYONE TO USE BITCOIN … ANOTHER GRIFTING SCHEME WHERE IT IS EASY TO STEAL ALL YOUR MONEY‼️‼️‼️
They’re coming for Social Security—and they think you won’t notice. Musk is spreading lies, Trump is stacking the deck, and Project 2025 is the blueprint for gutting your retirement. This article I wrote exposes the plan unfolding now—and how to stop it.
I tried reading that whole article but I couldn’t understand any of the words because it all sounded like Hill & Scott gargling a bank manager’s southern nethers.
Humans ,get within listening distance: to fix this: free-thinkers MUST band together: the bottom-up economic model MUST attenuate to the TOP-DOWN economic model. The former is not sustainable, the latter ,in theory can function infinitely( there are at least two caveats though). Who is hearing?
There is the factor of consumers having to replace the junk they bought that was designed to become obsolete. Our brilliant economists do not subtract the depreciation of durable consumer goods from GDP to compute the NET Domestic Product.
Please do! All the services I got from my bank are available at the credit union for much cheaper AND ... They don't nickel and dime you to death. I haven't paid a bank fee in decades.
@petebuttigieg.bsky.social please agree to hold daily press briefings to fact check WH press briefings, and report on Trump Musk corruption. We need to get the facts out immediately. You are the best one for the job! PLEASE DO THIS!
As shocking as this is, it is not surprising.
As is anything horrid this regime is doing.
They are intentionally doing this for their own self interests and other highly questionable agendas.
What is worse is that there are many Republicans and Conservatives that will find a way to say it is good.
Bingo. Was raised and thought of myself as a moderate R- smaller govt, personal responsibility, strong national defense. But not redlining, voter suppression, enabling corporate greed…etc. Unfortunately so many pol still don’t or are in the wrong bubble.
He needs to replace a Democrat senator who will not be running in 2026 Mid Terms.... Michigan Democratic Sen. Gary Peters.
Buttigieg would have been second choice for Kamala Harris as V-P.
Yes, we need some impactful and regular communication from a strong leader. It’s not clear to me, though, what is the best medium to use. Bluesky is growing steadily but not yet ready.
The “Executive” is a meat puppet whose only criteria is what can be done to line his pockets. He has no allegiance to country or even party and will sell us all out for a price, and to anyone.
And the Biden Administration didn't protect us from any of this... all of the 1/6 Republican criminals got away with it, paving the way for this corrupt illegal insanity. It was an abdication of duty and responsibility. Trump should have been in prison along with his coconspirators.
How about you do a press conference everyday for us? Just tell us the truth of what’s going on everyday. There’s so much bullshit going on. We need you to give us these kind of facts daily. Besides it’s a joy to watch you take the pubs down with your intelligent thought provoking comebacks. PLEASE??
And credit card interest rates average over 30% per year. This is more than Mafia loan sharks charged. Housing cost went up so mortgage profits went down. Banks are now sponging with the credit cards. American's total credit card balance now is $1.211 trillion.
When home prices rise 25% by tarriffs Americans will face hard times. With our nation's food supply being undermined, farmers forced into bankruptcy, fruit rotting on the vines as migrants are afraid to show up for harvest, every American is facing hard times. Stock up. We are becoming Russians.
Their war is against American people. Their fellow human beings. Their war is against fellow Americans. They just fired the administration our overseeing nuclear weapons while the Secretary of Defense, Pete Hegseth, is bragging on social media he got busted trying to cheat the IRS. This is insanity.
Making American lives difficult & to keep siphoning money from the masses to the top few has never been more disparate or clear. It is a betrayal of the American people. https://youtu.be/b_mDTOKvyV8?si=SKdGXIKvMSIgfZop
If you read some of what the average Pugs are saying, they are happy that we're suffering. Some are even ok that people they know and love are going to die, just to "own a Lib" It's absolute depravity.
It’s time for the Democrat senators and congressman to start getting mad and standing up against this! We should be hearing about it every day they should be yelling at from the rooftops!
“Millions of hardworking Americans, including the one in five without access to credit, rely on overdraft services as a valuable financial lifeline, “ is in this document.
What hardworking American relies on an overdraft fee???
Millions of ALICE families, that's who. (Asset Limited, Income Constrained, Employed.) They rely on being able to overdraft their bank account without it costing them hundreds in bullshit fees because they don't have enough money to make it through the week.
I guess I interpreted this letter, being written by a republicans, that what Biden did by taking away those fees did NOT benefit Americans. That those need to be reinstated because Americans “depend on them”.
I understand what you are saying that they hurt Americans, as I would expect as well.
I'm not one bit surprised. Trump said, prior to the election, that he would cancel all Biden's accomplishments, including Biden's lowered prescription drugs, barring all kinds of junk fees and everything else. America still voted for this monster. We didn't deserve Biden.
Biden accomplished more for poor/middle-class Americans than any other president in modern history. But he got walked all over because he was humble, sincere, and soft-spoken, unlike Trump and his bullying tactic. America likes the big mouth to their destruction.
I voted for Harris/dems exclusively. Yes, most on here voted for Harris. But many folks on here actually DID NOT vote. And some but enough people voted for 3rd parties, and some even voted for Trump. I discovered this during my 3 months on here. I'm getting blocked whenever I bring it out. 😂
I agree. I consistently mention the ignorance of those who voted for this takeover crew. I will continue to remind them. Being blocked by ignorant people is good. Being blocked by this application will turn many off.
IKR? Those “purity” non-voters who refused to vote because they, (understandably), objected to the US position on Gaza, really need to hear that by withholding their votes or throwing them away on marginal candidates, they have not only condemned Gaza, but America as well.
Way to go, morons.
Gotta remember, those people who voted for trump think exactly like him.
They all hold the same worldview. They do not care how much they might have to relinquish, just as long as they can “own” the Libs.
Debate Yarvin (even if not seated across from you). Point out the cruel reasoning behind all this. Bring it out to the surface with your calm, clear and concise framing.
Which is why you should by safe and buy gold silver guns and ammo. These are things likely needed in the next 4 years
The fiat dollar and banks will not survive trumps inflation wave
Yeah, if your kids are okay eating Ramen noodles for supper and drinking Kool-aid instead of milk. . . investing in gold, silver and guns sounds like a good idea.
I gave up on banks in 1984. Since then, my money has been in a credit union. For mere citizens just needing checking and savings and loan services, it works just fine. Never been charged a "Banking fee". 25 dollar membership fee, yes in 1984. That's it.
We need you. On tele. On podcast. On social media every day as the voice of reason, facts and hope. How do we make this happen? We need you Secretary Pete.
Congratulations MAGA... those overdraft fees that Democrats dropped for you are coming back. When your debit card is declined at the grocery store and then you're charged $30 for failing to buy an egg, be proud of yourself. Your vote made it possible.
Yarvinism…It is the basis of their cultish beliefs…make democracy die in lieu of a corporate govt structure with c-level executives with zero limits on power, create permanent servitude class. Read up on it!!!
Sounds like people would be a lot more secure - and safer, no electronic identity theft - if we all went back to using cash, and keeping it in your house...my maternal Grandparents (born in 1914 & 1915) grew up during the Depression...and for the majority of their lives had very little to do with
Heads up EVERYONE.
Super exciting news! 🙌🏻 @electiontruth.bsky.social will be live on the @rolandsmartin.bsky.social show today!! Tune in 👨🏽💻🎧👩🏻💻The livestream starts at 6:30 EST/ 3:30 PST Don't miss it!!! #VerifyTheVote
Link to channel 👇👇🏻👇🏽👇🏾👇🏿 http://www.youtube.com/@rolandsmartin
It's important to be as cool and rational as possible, to control the anger and outrage, to PLAN and RESIST instead of letting (justifible and natural) emotion rule.
If we let our emotions rule, we'll emotionally exhaust ourselves and become unable to fight.
Withdraw all your money. Turn off your auto deposit. Pay cash. The banks will get the message right away.
Run the banks and watch the billionaires run to fix it.
Pete, we need you now, man. Go on the networks nightly, post an overview of the day's events daily, create the counter narrative and tell it in language and in a cogent argument we all need and understand. We need a daily checkin that the press is not providing.
Increase our bank fees. Increase the price of insulin for people on Medicare. Eliminate the agency protecting consumers.
Disappointed Dems are like crack cocaine to them, they just need another fix and don't care what gets destroyed in the process. Their only vision is one of destruction. Sickos.
Banks charge fees for just about everything then consistently post record profits using your money. Banks should be changing their habits, not the consumer.
Need 3 cleaner
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I am not kidding and I am not a late-comer to American politics. I do not like the stance of the Trump administration on the international stage. There are many who are appalled at the condescension to Putin. Putin is our adversary.
That 'condescension' to Putin was even more pronounced during his last term... sure didn't seem to bother the American people who just voted him back in for another trick. Trump is pals with the worst leaders of the world.... dictators, killers, and most deceptive. And yet Americans approve.
Of course they did. First get rid of the consumer protection agency. Then make us all poorer while they get richer. It’s time to throw down in Congress like they do in Parliament!!
How can we stop paying Congress paychecks until they start actually doing what they're supposed to? This is absurd. They work for so many Americans that don't benefit from that, than ones who do.
Every single person should be supporting a local credit union over any Bank. This would be a good time to open an account with one and start comparing the rates for their services. And their penalties.
There has to be a way to combat that. February 28th, is boycott on several companies for rolling back diversity. If we take 1 more day & not spend a single dime, we might impact banks as well. If we don’t borrow, use atm cards, credit cards or cash checks, it might have an impact on the banking sys
Pete. I saw a suggestion that you should be the spokesperson for the democrats right now. Be in front of a podium daily helping us make the case. You build your credibility and articulate our message. Please consider.
America REALLY needs you to agree to be the Dem press secretary or whatever YOU want to be called. There is SO much happening that isn’t being clearly presented. I wouldn’t have known this if you didn’t tell us! Do it ASAP it’s a 5 alarm fire at a nuclear plant!
Along with higher egg prices, this is what the American people voted for so why not let them enjoy paying more for less? It's not like most of them can't switch to a credit union.
In 2000, I took financial advisor Suze Orman’s advice and within 3 years, I got out of credit card and car loan debt successfully. Americans need to learn how to manage their money by not overspending and living within their means.
The funny thing is - once you are out of the loans, everything is still the same: income remains equal, monthly costs (except interest) are just as high.
You only do not pay the interest anymore, so you actually have *more* to spend ...
That’s where learning self control in determining “needs” from “wants” comes into play. Paying off credit cards monthly makes it so you don’t pay interest or late fees which can make a big difference in a budget.
I hope our California Credit Unions won’t follow suit 🙏. Although SafeAmerica was just merged with an unknown entity (truvision ? ) Patelco won’t ! Provident won’t !
. . . If you give it some thought, you will discern for yourself "why".
Trump has to pay for some very expensive wars - both present and future. He also plans to use tax dollars to rebuild Gaza into a seaside holiday resort for Israelis. He needs bank loans for everything.
I already know. I want them to make him say it. He won’t, of course, so I want to hear the BS he comes up with. He can’t answer without showing what a lying crook he is. He is bribed by the banks, I’m sure, for a cut of their profits, just like Big Oil, Big Pharma, etc & big private “donors.”
Climate change is now bringing us diseases that kill millions of farm animals annually. Those are the 'pandemics of livestock'. They will hit foul, cattle, hogs and horses & wild. And they will start in countries that deny climate change is happening... or needs any attention from their leaders.
I feel so bad for the animals.😢 It’s not their fault. And those diseases are being transferred to humans. So Trump shuts down all the info about it, stopping regulations and strangling the FDA, just like he tried to do with Covid. He doesn’t care how many die.
Naw.. those morons are totally brain drained on the prospect of their favorite wish, “owning the Libs”. Nothing else matters more to them in their pointless, pathetic lives.
Hey MAGA! Four trillion! That’s way more than you idjits can count on all your fingers and toes.
So much for “reducing” the deficit. Did you vote for this?
When will these imbeciles ever realize?
Republicans understand that their maga voters lack critical thinking skills. They will immediately blame Democrats. And DEI. And right wing media will amplify.
And legacy media will present every false narrative as an equally valid “side” of the story without EVER doing their duty to point out lies and illegal criminal activity.
Once upon a time, there was the Fairness Doctrine. It was the answer to one sided information. But Uncle Ronnie didn't like equal time. Everybody might have learned that welfare queens looked like Beaver Cleaver's mom too.
At that time, it did as an FCC guideline until 1987. Here's how it's defined: The fairness doctrine had two basic elements: It required broadcasters to devote some of their airtime to discussing controversial matters of public interest, and to air contrasting views regarding those matters.
Call it whatever you want. The “average” incurious, low information literacy, intellectually stunted American is still watching that drivel and assuming it’s an accurate representation of reality.
The damage has just started.... Trump knows how to 'take from the poor' and 'give to the rich'. He's been doing it for decades, as a cheating businessman - and now as a cheating President. And only the very stupid decided to put him in charge of their wallets and bank accounts.
Pete, I do not know if the congressional Dems fear your clarity of message, or fear dimming their own spotlight(s) in their quests as future presidential candidates.
We, the American people, need your clear,consistent, messaging on a daily basis from a DC podium.
Thank you.
The press release is disgusting. They are spinning so hard that I’m shocked that they didn’t create a black hole. Spinning this as if somehow consumers are hurt by a lack of uncapped overdraft fees. No one was denied overdraft protection…the banks were denied an unscrupulous income stream.
We need an offshore pirate news station [or a border blaster in Mexico or Canada] out of reach of the FCC because our media is too terrified to cover anything but the utterances of Nazi Stepford Klaus Barbie at the White House Press briefings. If press is banned from WH, who effing cares?
True but these podcasts seem so lame and fragmented. I mean they are talking about the FCC taking CBS off the air so they should broadcast from somewhere else. And a 24 hour boycott of Amazon for one day is lame too. People will just move their buying to another day. TOTAL AMAZON BAN. 4EVER.
The FCC has no authority to take CBS off the air as CBS is a network and only local stations have broadcast licenses. (Yes, CBS has a handful of broadcast stations, but the majority of stations that carry CBS are affiliates.)
And podcasts can be heard anywhere, unlike radio signals.
Public access shows on cable are certainly one option, but I was thinking specifically of cable channels owned and operated by foreign nationals that cover events in the U.S.
Fine. I'll go back to all cash. I've got no problem suing any entity who attempts to force me into electronic transactions. Pay me in and accept my legal tender or GTFO.
Me too! Credit union for 30 years.. no fees, or rare and super fair if any. I have saved thousands ! Even my corporate account with credit union! Do it, SWITCH!! No mortgage payoff penalty.. list goes on and on
Of course they have. There will be more. We knew this going in, but people refused to listen to the warnings. Now we all get to suffer the consequences.
I don't carry a balance on my credit cards, so I hadn't noticed before, but I just found out that the APR on one of them is 31.21%. That's not a credit card, that's a loan shark.
Take out a Credit Union account... even if you don't use it a lot. Compare their fees with the Bank's. If the Government has not put caps on what banks can charge for credit cards or many transactions, then the banks are Trump's best friends.
And yet, these rates are explicitly determined to not violate usury laws somehow. 25% is kind of the base rate for more cards these days. Between interest, late fees and card processing charges card companies are siphoning up money from people. They are payday lenders under a different label.
I just had an issue where my payment was returned by ACH positive pay because the initiating bank changed their Vendor ID with no notice and I didn't catch it. Since it was a high balance, I paid on due date. Had to resubmit next day, $269 in interest.
I had a similar issue with discover. I was off by I think 13 cents on a payment once of paying the full bill balance and I think I got tagged for like $89 of interest.
I’ve long held credit card interest should be restricted to a point over prime lending and simple interest. Predatory interest rates are evil and the heads of the bank CEO’s and board should be in the metaphorical noose if they even try to buy off governments to raise them.
Here's what the Reps are saying about the Dems. And sadly, people believe this. If the Dem Party doesn't EXPONENTIALLY step up its messaging this will win.
and yet we haven't. Musk is the biggest recipient of socialism.
He is number one welfare queen. If Musk wasn't given billions of our hard-earned dollars, he wouldn't have been able to build his little penis rockets that blow up in our skies.
Our hard-earned dollars literally going up in smoke.
We've actually already paid our taxes. If you're due a refund, file ( I received mine already). If you owe, it's up to you if you want to file or not. Personally I could not afford to pay penalties. This might not be a hill to die on, I'm not sure.
You can file an extension without penalties, but you’ll owe interest on the underpayment.
As a resident of an outflow state, we pay more to the feds than we receive, I wish we could put our tax payments in an escrow account until the executive follows the Constitution and separation of powers.
Comments
Why are they so stupid…
What kinda nonsense
That $7 carton of eggs will now cost $42…($35 OD fee)
Republicans found the five-buck cap,
They’ll toss it for a banker’s clap.
The smallest debt, the poorest folk,
Are squeezed until they’re fully broke.
@gallego.senate.gov
And their elected shills 🔝
Trickle down is going to be amazing from all the money they are making!
Kintaro
"The CFPB’s actions on overdraft is another form of government price controls that hurt consumers who deserve financial protections and greater choice."
Trump literally ran for four fucking years and beat on the Biden administration the entire time.
Declare today. Every Democrat who plans to run should all declare today hold campaign rallies and hammer the living shit out of this administration for four full years.
What a come down though. Former Transportation secretary was a Rhodes Scholar, the new one was on MTV Road Rules.
If this was the plan, the regime would make more efforts not to hurt just about everybody.
You better start planning for a Maiden Revolution style revolt.
most of America.
Trump ran on cleaning up waste.
He changed his MIND-Saying “OUR dream is privatize the entire gov” Really?
Nobody voted for that- He is letting Nazi Elon destroy by the hour and then they can “privatize” -GOP are fools with no future same as us.
He simply did what he does most. He lied.
"What he does best."
But most works, too.
Let me tell you about the time that he bragged in uniform in front of Lower Enlisted about taking his now EX-wife [that he allegedly cheated on] to Italy to propose to.
No thought of the Lower Enlisted that might not have food.
Which I'm pretty sure was against the law before the Supreme Dictator took office.
Other things I could talk about:
- disparaging "jokes" about James Smith's Purple Heart
- having to put headphones on in Uniform so that I didn't have to hear his unsolicited views on Kavanaugh
A fricken Rover.
He's tried to insinuate threatening UCMJ. But only one of us has ever actually Deployed and only one of us was raised from Multi-gen Veterans & Farm Folk.
#iaintskeered
Democrats might want to make sure that every American knows the name of Pe Kha Lau.
https://www.aol.com/news/burmese-refugee-dies-discharge-shut-121107392.html
https://aiwillybillhuman.substack.com/p/the-voices-of-a-nation-in-crisis
https://www.allsides.com/news/2025-01-28-1045/healthcare-no-trump-did-not-repeal-insulin-price-cap-medicare-recipients
https://trumpwhitehouse.archives.gov/presidential-actions/executive-order-access-affordable-life-saving-medications/
I’m tired of people ignoring history and doing nothing. We are repeating this mistake.
Subtle sarcasm is better than screaming.
This isn’t X; people here are intelligent like you and obviously understand concepts.
If there’s no records it didn’t happen,
Burn the evidence change the words and such.
This is the plan:
https://encyclopedia.ushmm.org/content/en/article/the-murder-of-people-with-disabilities
It’s very personal to me as I am chronically ill already had one leg amputated and have been in a wheelchair for 18 years. I have 3 beautiful children & a husband of 37yrs
I knew that Nazis hate disabled people, & they were one of the first to go into the camps. This is new to me
I don’t need to die any faster than I already am.
I don’t even have grandkids yet!
Dare we say they are all likely to be assets & gift wrapping this country.
Yes.
Yes Pete.
We fucking can
Next phase PLEASE
since we all have to be polite a midst fascists.
This is criminal😡
/s in case it’s somehow needed.
https://bsky.app/profile/misspunklesmom.bsky.social/post/3lihbvuoflc2x
And then maybe....
@glennkirschner.bsky.social
And...
@ericswalwell.bsky.social
And....
@mcuban.bsky.social
WOW, huh MAGA morons??
So paying 30 dollar overdraft is better than a capped fee of 20 or less.
So much winning for them.
I always ask em how's them egg prices and are your groceries cheaper. 🤣🤣
The people paying these bank overdraft fees are often the ones who are unable to afford them.
Rolling this back is just another direct hit by the GOP against all middle- and low-income individuals.
We really need opposition leaders now!
https://www.americascreditunions.org/news-media/news/credit-unions-support-efforts-overturn-overdraft-rule
Please start. This is how you find your voters.
- well shouldn't THAT problem be tackled?
Fight against exposure to fees by changing your behavior.
Signs should include bank profits, ant consumers pay, the uselessness of the payments, greed, Repubs being owned by the banks.
Then keep it up—at every hearing this week, even off subject, placards and
Then, out on YouTube etc. interviews w hometown press. Zoom townhalls.
Cmon boys and girls, get your shit together.
It’s not hard. It just requires cooperation and showing up.
apps that allow folks to track votes by United States federal elected officials and state officials in select states? Thank you! We (and the skies) miss you!
Linux OS; ONLY!..
He gives it away..
https://youtu.be/woHiv2bu5MQ?si=pvpFnVBZXRsMzyEN
*Make Pete Buttigieg that press guy
Oh gosh, if that's what you're worried about, Chairman Scott, do I have a treasure trove for you...
Freedom, Security and Democracy!
Awesome messaging!
Please start your exploratory committee ASAP! Where do I send my 💲
Only reason for anything in Pres Musk and sidekick DT.
Is benefits in some way follow the money.
Look at all Rep's and watch for future benefits for them.
I can't believe they're saying this is better it's not.
But the magas will believe it.
Trump just declared via EO that only he and the U.S. Attorney General determine laws.
https://www.youtube.com/live/LQLc2mfQ0c4?si=JJbLQuKjGUhQ7frz
After being beat up in town halls.
Phones won't stop ringing.
Wondering what would happen to they if they stoop up.
Call them, visit their local office.
Keep up the pressure!
Today do something!
Pick up your phone.
You have power.
More than you know.
Use it!
https://mightydeposits.com/find-banks#/find?cause=all&page=1
And he has a pretty large red crowd from what I understand.
"The harsh realities of rejected payments."
What.
I believe that Trump and today's GOP are a clear and present danger to our democracy. But a LOT of the voices from the Left are so daft that they make the GOP PALATABLE, . . .
You bring a sane, intelligent, articulate, moderate presence to the debate, and we need that more today than ever. I love seeing you here on BSKY, but PLEASE find a louder megaphone to counter the nonsense coming from the WH.
The difference matters and voters should take notice.
They are only thinking of us! If only people weren't just so bad at budgeting they wouldn't have to help us by charging more in fees.
Our Tory/Reform parties did the same with Brexit ! Anything to do with EU had to be erased. Johnson, Frosty, JRM and Farthate were/are still obsessive about this!
💙💙🌊🌊#NeverGiveUp #UnitedBlue #Resisters #BlueCrew #TrumpSucks #NaziElon #DemsDominate #Obama2028 (Any of the 4 will work)🌊🌊💙💙
https://jasonegenberg.substack.com/p/theyre-about-to-kill-social-securityand
In fact they never mention the NDP.
NDP where are You?
🤔 starting to think their whole spiel might be a bag of lies.
No, I knew their whole spiel was a bag of lies and that is why I voted for Kamala.
They've been in office 4 weeks and everything they've done has hurt regular people and benefited the rich.
https://bsky.app/profile/idiokratie.bsky.social/post/3lid3z7cjjh2b
As is anything horrid this regime is doing.
They are intentionally doing this for their own self interests and other highly questionable agendas.
What is worse is that there are many Republicans and Conservatives that will find a way to say it is good.
Buttigieg would have been second choice for Kamala Harris as V-P.
And in reply to your two-part last question…..YES and YES!
They were and he did.
🏴⚠️🏴
What hardworking American relies on an overdraft fee???
I understand what you are saying that they hurt Americans, as I would expect as well.
Way to go, morons.
They all hold the same worldview. They do not care how much they might have to relinquish, just as long as they can “own” the Libs.
The fiat dollar and banks will not survive trumps inflation wave
Republicans found the five-buck cap,
They’ll toss it for a banker’s clap.
The smallest debt, the poorest folk,
Are squeezed until they’re fully broke.
It will be good for us to pay extra bank fees 🫠
I own a chicken farm
Super exciting news! 🙌🏻 @electiontruth.bsky.social will be live on the @rolandsmartin.bsky.social show today!! Tune in 👨🏽💻🎧👩🏻💻The livestream starts at 6:30 EST/ 3:30 PST Don't miss it!!! #VerifyTheVote
Link to channel 👇👇🏻👇🏽👇🏾👇🏿
http://www.youtube.com/@rolandsmartin
If we let our emotions rule, we'll emotionally exhaust ourselves and become unable to fight.
Please take good care of yourselves.
Run the banks and watch the billionaires run to fix it.
Disappointed Dems are like crack cocaine to them, they just need another fix and don't care what gets destroyed in the process. Their only vision is one of destruction. Sickos.
pay cash for things under $50 etc
Domestic cleaning
Location:- NEW YORK
Every Tuesday
Time:- 1:30pm-3:30pm(2hrs)
Pay:-25$
Police check and vaccination required
provide 2 forms of ID to apply
This is sheer clientelism.
They are looking out for their own best interests first and foremost and don't seem willing to push back against the trump/musk regime.
It is so frustrating watching all this destruction.
In fact, let's practice some zen mindfulness.
"breathe in and out and Imagine the sound of one hand clapping.;;"
The other Dems don’t seem to be up for it, or are in on it.
Avocados on the floor of the Senate? This isn’t 1985.
@lincolnproject.us
@housedemocrats.bsky.social
@maxwellfrost.bsky.social
@frost.house.gov
@aoc.bsky.social
@wyden.senate.gov
@democrats-judiciary.house.gov
Join us and speak at this protest!
https://bsky.app/profile/50501movement.bsky.social/post/3lil3mllehc24
quit twitter and quit giving him credibility
You only do not pay the interest anymore, so you actually have *more* to spend ...
Been there, done that.
Trump has to pay for some very expensive wars - both present and future. He also plans to use tax dollars to rebuild Gaza into a seaside holiday resort for Israelis. He needs bank loans for everything.
Hopefully the poor MAGAnites will wake up and stand up to this Oligarchic, Kleptocratic, Fascist Administration.
https://www.politicalaccountability.net/wp-content/uploads/2024/03/Popular-Information-These-50-companies-have-donated-over-23-million-to-election-deniers-since-January-6-2021.pdf
https://www.goodsuniteus.com
JUST SAY NO TO REPUBLICANS.
So much for “reducing” the deficit. Did you vote for this?
When will these imbeciles ever realize?
We, the American people, need your clear,consistent, messaging on a daily basis from a DC podium.
Thank you.
Give the GOP a break...
But I am not too sure Canada is going to be any happier with interference with their airwaves than the US would be.
And podcasts can be heard anywhere, unlike radio signals.
what the fuck?
Republicans align with Christianity. Usury is a sin, Biblically.
Most *states* have anti-usury laws to tamp-down the payday loan idiocy and (yes) save people from themselves.
Ask your Republican friends what they actually voted for, and if all this other crap is ok with them.
I called Customer support and they forgave it.
We need #demdailybriefing led by Pete.
He is number one welfare queen. If Musk wasn't given billions of our hard-earned dollars, he wouldn't have been able to build his little penis rockets that blow up in our skies.
Our hard-earned dollars literally going up in smoke.
The rich get a pass - the rest of us get sued
As a resident of an outflow state, we pay more to the feds than we receive, I wish we could put our tax payments in an escrow account until the executive follows the Constitution and separation of powers.